The holidays are a festive time of celebration, often involving traveling, gathering with family and friends, and sharing delicious meals together. Sadly, they can also be a dangerous time for families and friends if proper precautions are not taken. In today's blog post, we discuss three common dangers that occur most during the holidays, and what people can do to mitigate their risks.

Our parents spend years caring for us, teaching us, and guiding us from infancy to adulthood. Once adults, we can make our own decisions, plan for our future, and care for our self and our loved ones. Sadly, over time our parents may reach a stage where their own health, mobility, finances, and living situation may require them to make major life changes. While it may be difficult for adult children to discuss these sensitive topics with their aging parents, it is absolutely critical to make sure our loved ones have the safety, care, and support they need to thrive in their senior years.

Disasters can strike at any time and their unpredictability, combined with the damages they cause, leads to major issues for homeowners, renters, and businesses. Although catastrophic events can never be fully prevented, there are proactive measures that can be taken to reduce damages and expedite recovery times. One prime example is having a property inventory for personal or commercial assets.

Homeowners, renters, and business owners are often reminded of the importance of having personal and commercial insurance coverage. However, college students are some of the most vulnerable victims when disaster strikes, and are rarely protected with quality insurance coverage. Sadly, college students have little financial recourse when their possessions are lost or damaged by severe weather, or when they are victims of accidents or injuries on campus.