Recoop Insurance – Disaster Insurance Program

For less than a cup of coffee a day, your Homeowners Insurance deductible can be covered by Recoop Insurance in the event of a disaster

Did you know your Homeowners or Renters policy has gaps in coverage after a disaster? Recoop Insurance can cover those gaps with fast recovery cash.

Fast, Reliable Disaster Coverage When You Need It Most

When disaster strikes, getting back on your feet shouldn't be a long, complicated process. That's why Recoop Disaster Insurance offers the first and only multi-peril coverage that pays you a lump-sum cash benefit of up to $25,000 – quickly and without the hassle.

Whether it's a hurricane (including storm surge), wildfire, tornado, earthquake, gas explosion, winter storm, or dust storm, Recoop is here to help you rebuild and recover.

Homeowners or Renters Insurance Isn't Enough

Most people with Homeowners or Renters Insurance assume their policy will cover everything after a disaster hits. Here's the bad news: holes in your coverage will likely leave you with a big chunk of the bill, especially if you have high storm damage deductibles, emergency repairs, or need lodging and transportation right away.

Simple and Straightforward Protection

At Recoop, we believe insurance should be simple. Here's how easy it is to qualify for your benefit:

  1. You must already have a homeowners or renters insurance policy.
  2. Your home or apartment must be located in an area declared a state or federal disaster zone, and have damages of $1,000 or more.
  3. Damage must be a result of one of the following natural disasters: hurricane (including storm surge), wildfire, tornado, earthquake, gas explosion, winter storm or dust storm.

Why Choose Recoop?

  • Fast Payouts: Get your money quickly – we offer a speedy claims process with no endless forms or long waiting periods.
  • Broad Coverage: Protect your home from multiple disaster types with just one plan.
  • Cash Flexibility: Use it how you want – we don't put restrictions on what you do with your Recoop cash payout.
  • Hassle-Free Process: We handle the hard part so you can focus on recovery.

See How Recoop Can Help You

Did you know most insurance carriers in Texas have raised policy deductibles for homes from 1% to 2%-5% of dwelling value? This huge out-of-pocket cost can make it even harder for people to be able to make a full recovery if disaster strikes.

Recoop is here to help. With our coverage benefits, you can use your funds to meet your deductible, or anything else you need to pay for as you recover.

See for yourself the difference Recoop can make:

For policyholders filing a claim for one of our 7 covered perils, with losses within a state or federally declared disaster area, and with at least $1,000 in damages:

Example 1

Example 2

Home Insured Value is $500,000
Deductible is 2% or $10,000
With Recoop for $60/month, Recoop will cover 100% of your $10,000 deductible.

Home Insured Value is $500,000
Deductible is RAISED to 5% or $25,000 to reduce premium
With Recoop for $150/month Recoop will cover 100% of your $25,000 deductible.

Ready to Protect What Matters Most?

Don't let a disaster leave you stranded. Recoop through Aegis Insurance & Financial Services is your quick and easy solution for recovery.

Ready to purchase Recoop Insurance?  Click the button below to begin!

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