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Written by Adam Miller
Keeping Your Business on the Road: Auto Safety Tips for Retail and Restaurant Owners

If you own a retail shop or restaurant, chances are you've got a vehicle (or a few) that help keep things moving, whether it's for deliveries, catering, getting supplies, or even running errands. Those cars, vans, or trucks are a big part of your business, and just like your storefront or kitchen, they need the right care and protection.

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Written by Adam Miller
Seasonal Promotions That Boost Sales Without Increasing Liability

Seasonal promotions can be a fantastic way for your Texas restaurant or retail store to draw in new customers, keep loyal patrons excited, and create a buzz in the community.

Whether you're rolling out a festive holiday menu, hosting a summer sidewalk sale, or throwing a back-to-school shopping event, these special occasions can be a revenue booster. But along with the fun and sales, they can also bring extra risks for your business if you're not prepared.

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Written by Adam Miller
Smart Ways to Lower Your Commercial Insurance Premiums Without Losing Coverage

Running a small business comes with a long list of expenses, and Commercial Insurance is one you should never skip. Carrying the right coverage protects your company, your workers, and your business assets when the unexpected happens, but it doesn't mean you have to overpay for it.

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Written by Adam Miller
Why Equipment Breakdown Coverage is a Must-Have for Modern Businesses

If you're like most business owners, you carry Commercial Property Insurance because it protects your physical assets like your building, furniture, and inventory from things like fire, theft, or natural disasters. But what happens when a vital piece of equipment suddenly fails because of internal issues, like a power surge, mechanical failure, or operator error?

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Written by Adam Miller
Is Your Insurance Ready for College Move-In Day? What Parents Need to Know

If you're a parent getting ready to send your child off to college this fall, you're probably swamped with to-do lists like prepping for move-in day, dorm supply shopping, and scheduling tuition payments. But there's one crucial item that often gets overlooked: your Personal Insurance coverage.

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Written by Adam Miller
How Retail Businesses Can Reduce Theft and Protect Their Bottom Line

Retail theft is a growing issue for small business owners, both for large retailers and mom-and-pop stores. Whether it's shoplifting, employee theft, or organized retail crime, merchandise losses eat directly into a company's profits and make it harder to stay afloat.

The good news is that if you're a retail owner, there are smart, affordable ways to reduce theft, beef up your security, and create a safer retail environment for your customers and employees.

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Written by Adam Miller
Why a Business Owners Policy Makes Sense for Retailers and Restaurants

Running a small business means making smart decisions every day, especially when it comes to managing your risks and controlling costs. If you own a retail shop or restaurant, you probably need multiple types of insurance, such as Commercial Property, General Liability, and Business Interruption or Equipment Breakdown coverage.

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Written by Adam Miller
Summer Heat and Employee Safety: Why Workers’ Compensation Is a Must for Small Businesses

In Texas, the summer heat is brutal for most people, but it can be absolutely dangerous for people working in or near the heat. For example, your business might have employees working in hot kitchens, outside on loading docks, or fulfilling customer curbside orders.

For small business owners, failing to prepare for heat-related risks puts your workers in danger, and can lead to a business liability. If one of your employees suffers heat exhaustion or a heat-related injury on the job, the financial fallout could be serious, unless you have proper Workers' Compensation coverage.

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Written by Adam Miller
How to Protect Your Home Before Leaving for Vacation

Your upcoming vacation should be a time to relax, and not worry about what's happening back home. Unfortunately, every year some homeowners return home to find their house broken into, damaged, or vandalized while they were gone.

Before you pack your bags this summer, discover some of the ways you can protect your home and personal property so your house and personal property are safe. Otherwise, you could come back from a dream trip away only to discover a nightmare situation waiting for you at home.

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Written by Adam Miller
Why Your Business Needs a Local Insurance Agent, Not Just an Online Quote

When you're running a small business, your time is tight and your budget is usually even tighter. With insurance decisions that have to be made, it's tempting to just grab a quick quote online, click a few boxes, and call it done.

But here's the truth: online insurance can't ever do what a local agent can.

Your business has specific risks, industry challenges, real-world issues, and local exposures. You need someone who knows your market, understands your operation, offers industry expertise, and has your back when things go wrong.

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