General Liability Insurance

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.

General Liability insurance, whether it be for your Restaurant or Flowershop, can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Broad Range of General Liability Protection

• Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
• Property Damage coverage for the physical damage to property of others or the loss of use of that property
• Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
• Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
• Contractual Liability extends to any liability you may assume by entering into a variety of contracts

We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and find you the best Insurance rates for your needs. We can provide great coverage and specialized rate through our carrier relationships for Florists, Restaurants, or Bar & Tavern businesses. Contact us today or call 713-850-7622 to learn more about your options- or get a free General Liability Insurance quote right now!