A business is more than simply an investment or financial pursuit – it is the culmination of hard work, dedication, and the implementation of a dream into a reality. With the time, effort, and energy that go into starting and running a business, it’s crucial to protect your business and business assets with Commercial Property Insurance.
Although most Business Owner Policies (BOPs) do provide coverage for commercial property, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of "peril" (i.e. weather-related damage) and causes of loss (i.e. robbery). What about the furniture, computers, and equipment in your building? Who will cover the cost of replacing an outdoor sign?
This is where Commercial Property Insurance comes in. A typical Commercial Property Insurance policy will cover the property of your business that a BOP will not. Most insurance agencies can compile a Commercial Property Insurance line to include coverage for:
Commercial Property Insurance is customizable in most cases, allowing you to provide more coverage for the things that truly matter to your business, and less coverage to the things that do not.
There is one other type of commercial insurance that needs to be included in your business insurance portfolio, and that is Commercial Flood Insurance. Although flood damage can occur at any time, businesses within the Gulf Coast region of Texas face an even higher risk of flood damage because of our lower elevation and greater risk for hurricane or tropical storm weather events. One of the best ways to protect against losses to your business structure, equipment, and contents is to secure Commercial Flood Insurance today.
Contact Aegis right away for a free quote and more information on Commercial Property Insurance or Commercial Flood Insurance. We understand your complex needs and the importance of comprehensive insurance, so we will strive to provide a commercial insurance package that protects the future of your business.