One of the biggest struggles companies can face is dealing with work place accidents and injured employees that result in Worker's Compensation claims. No business owner wants to have injured employees, nor do they want missed work time, decreased productivity, or higher workers compensation costs. Companies can find ways to reduce their costs and encourage injured employees to return to work earlier without infringing on their rights to receive the benefits and assistance they are due.

Texas has seen its fair share of disasters, including record-setting flooding, major hurricanes, severe windstorms, and wildfires. When these catastrophes impact homes and businesses, there is often a major response from assistance groups, federal agencies, and contractors ready to help rebuild. Unfortunately, along with legitimate assistance groups come scammers and fraudulent organizations hoping to make money off of both victims and individuals and businesses wanting to help in some way.

No matter what you're in the market for, there's a good chance you'll have multiple options or several companies vying for your business. This is true whether you're buying a car, boat, home, clothing, or even a loaf of bread. Consumers have a bounty of choices, but the quality and value among them can vary greatly, especially in the world of personal and commercial insurance.

Although handy for home improvement projects and construction jobs, ladders are one of the most dangerous pieces of equipment found in homes and businesses. According to the Center for Disease Control and Prevention, over 43% of fatal falls in the home involve the use of ladders, while in the business world, ladder falls account for 20% of all falls on worksites, and over 80% of falls in the construction industry. Their instability, combined with frequent misuse, makes ladders a dangerous piece of equipment to use if not handled safely.