Protect Your Restaurant From Front to Back of House

We offer comprehensive insurance for full-service restaurants that covers your property, people, and guests, so you can focus on great food and hospitality.

We Understand the Business of Hospitality

Full-service restaurants face constant motion, with busy kitchens, crowded dining rooms, rotating staff, and long hours. A single fire, accident, or claim can disrupt your entire operation in seconds.

Aegis Insurance & Financial Services is a Texas-based agency specializing in providing reliable, top-quality restaurant coverage across the country. We know what it takes to protect full-service operations and keep them running smoothly.

Common Full-Service Restaurant Risks

Even with a thorough safety program and dedicated staff in place, your full-service restaurant will still face risks on a regular basis. Some of the more common issues you could face include:

• Property Damage: Fires, leaks, or equipment failures.
• Guest Injuries: Slips, trips, or food-related claims.
• Employee Injuries: Common in kitchens and service areas.
• Liquor Liability: For restaurants with alcohol service.
• Theft or Vandalism: After-hours risks that can affect equipment and cash flow.
• Business Interruption: Lost income from closure or repair time. 

Risks can impact your full-service restaurant at any time, but having the right kind of insurance can mean the difference between a small interruption in service and a catastrophic financial disaster with a lengthy closure.

Coverage That Keeps Your Restaurant Running

With Aegis at your side, your restaurant can run smoothly and quickly recover from all types of issues or potential risks. Policies that you’ll likely need in your Business Insurance portfolio include:

• General Liability Insurance
• Commercial Property Insurance
• Workers’ Compensation Insurance
• Liquor Liability (Optional)
• Business Interruption Insurance
• Equipment Breakdown Insurance
• Commercial Auto Insurance (Optional) 

We’ll customize your policy to fit your restaurant’s layout, service model, and risk profile so you’re getting only the coverage you need, all at competitive rates.

Why Choose Us

Restaurants all across the U.S. choose Aegis Insurance & Financial Services as their trusted insurance agency for a number of key reasons.

• Specialists in restaurant and hospitality coverage
• Licensed in 47 states
• Custom policies for independent, franchise, or multi-location restaurants
• Expert guidance on safety, HR, and compliance to reduce claims and costs
• Dedicated team that understands the real-life challenges of full-service operations 

At Aegis, we believe protecting your investments is the top priority, and our insurance solutions provide the security and peace of mind your full-service restaurant deserves.

Let’s Talk About Your Coverage

Your restaurant’s success depends on consistency and reliability. Your insurance should, too. Fill out our free quote form on this page to schedule a free consultation with our restaurant insurance specialists.