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Written by Adam Miller
How To Improve Ladder Safety For Homeowners and Businesses

Although handy for home improvement projects and construction jobs, ladders are one of the most dangerous pieces of equipment found in homes and businesses. According to the Center for Disease Control and Prevention, over 43% of fatal falls in the home involve the use of ladders, while in the business world, ladder falls account for 20% of all falls on worksites, and over 80% of falls in the construction industry. Their instability, combined with frequent misuse, makes ladders a dangerous piece of equipment to use if not handled safely.

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Written by Adam Miller
How Mother Nature Can Impact Your Personal or Commercial Vehicle

Cars and trucks are a vital part of life in Texas, with millions of drivers and businesses relying on vehicles to commute to work, take kids to school, shop, perform service calls, and deliver merchandise and materials. However, these valuable personal and business assets are often the first victims when Mother Nature strikes our area. Thankfully, quality Personal Auto and Commercial Auto coverage can cover your vehicles from losses stemming from natural disasters and other causes.

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Written by Adam Miller
The Dangers of Allowing Amateur Mechanics To Repair Your Vehicle

Cars need repairs and maintenance over time, and car owners have a variety of options for service providers. They can take their vehicles back to their dealership for maintenance and repairs, or take it to a licensed maintenance or repair shop. However, in an attempt to save money, some vehicle owners entrust their personal vehicles and even commercial vehicles to amateur or shade tree mechanic friends, individuals who repair vehicles as a hobby or side job and are in no way certified or professionally trained.

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Written by Adam Miller
Three Steps To Better Financial Protection In Retirement

Studies have shown that a growing number of Americans reach retirement age and find themselves ill prepared financially for retirement, and they are forced to remain in the workplace for far longer than anticipated. Often, they fail to foresee future living and health expenses and do not save enough, or they make financial mistakes that impact them for years. For those not yet near retirement age, there are proactive steps that can be taken now to have more financial security and be able to enjoy retirement instead of dreading it.

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Written by Adam Miller
Five Bad Safety Risks Companies Should Avoid

Employees should expect to feel safe and protected while on the job, but unfortunately worksite accidents and injuries are still far too common in the U.S. Each year, over 3 million workers are injured in some form while at work, whether because of falls, overexertion, electrocutions, being struck by objects, or other causes.

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Written by Adam Miller
Three Common Misconceptions of Business Insurance

When it comes to starting a new business, there are a variety of misconceptions and incorrect theories regarding how best to begin and successfully operate a business. Some business owners might believe that location doesn't really matter, that quality isn't an important issue for customers, and that most business insurance isn't really necessary. In reality, location is a critical issue for new businesses, most customers insist on high quality, and business insurance is always necessary to have, especially for companies with higher risks and liability issues.

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Written by Adam Miller
Why You Can’t Rely Solely On Employer Life Insurance

Companies that offer health insurance benefits to their employees will also typically offer life insurance policies to cover employees and their immediate family members. Although employees might believe their employer-provided life insurance policy is sufficient for their needs, the reality is that individuals and families benefit from having a diverse life insurance policy portfolio in order to ensure maximum protection if the unthinkable happens.

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Written by Adam Miller
The Top Liability Issues For Restaurants, Part Two

Texas is home to thousands of award-winning restaurants, including high-end luxury dining rooms, casual BBQ joints serving food on butcher paper, quaint bistros and cafes, and bustling family restaurants. Regardless of the type, size, and cuisine of a restaurant, there are universal liability issues that exist for all restaurant owners.

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Written by Adam Miller
The Top Liability Issues For Restaurants, Part One

Texas has long been home to some of the most dynamic restaurants and top dining experiences in the nation, offering customers bold flavors, inventive techniques, and stunning plates. Because of our state's stable economy, growing population, and business-friendly environment, restaurateurs continue to flock to Texas to begin their own dining establishments. While owning a restaurant can be exciting and highly rewarding, it can also come with a host of issues and liability risks for owners.

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Written by Adam Miller
The Biggest Risks Of Skipping Routine Car Maintenance

A vehicle isn't just a way to get from point A to point B, but is a valuable investment that should be protected like any other kind of personal or commercial property. Much in the way we function best when we take care of our personal health and get routine check-ups, our vehicles greatly benefit from regular maintenance and care. When vehicles are neglected and poorly maintained, both the vehicle and drivers can suffer serious consequences.

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