During the summer months, businesses near the Gulf Coast have an added concern about property damages caused by hurricane, tropical storms, flash flooding, and windstorms and tornadoes. However, most businesses are ill prepared for one of the most common and costliest types of commercial property damage, which is fire. The average cost of a fire to a small business is over $35,000, which many small businesses would be unable to pay for out of pocket.

A number of businesses and industries rely on commercial fleet vehicles to make service calls, perform deliveries, transport materials and raw goods, or meet with clients and vendors. Unlike most passenger vehicles, fleet vehicles can experience significant wear and tear in a shorter period of time because of their frequent use and high mileage. Unfortunately, having an older, less reliable fleet vehicle can also lead to higher costs for the business, as well as unwanted delays and the potential loss of both revenue and happy customers.

Each year, Americans spend millions of dollars on home security products to better protect themselves, their loved ones and their personal assets. These investments offer improved safety, as well as peace of mind. However, although we spend a majority of our waking hours working in an office, retail store, restaurant, or other business environment, business owners often fail to provide the same level of security and protection for employees.

April is National Distracted Driving Awareness Month, and although this is a relatively new national awareness program, the problem of distracted driving is quickly reaching epic proportions. According to the National Highway Traffic Safety Administration, in 2014 alone over 3,100 people were killed and over 430,000 were injured in motor vehicle accidents involving distracted drivers. The problem of distracted driving impacts individuals, families, and even businesses that rely on delivery drivers or service vehicles.