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Written by Adam Miller
Is Your Home A Danger To Visitors?

Homeowners welcome a wide variety of people into their home, such as relatives, friends, neighbors, and even service workers and contractors. Although owners often strive to make their home warm and welcoming, they may be unaware of hidden dangers that threaten the safety of their visitors. In today's blog post, we look at some of the most dangers to your home's visitors. Hopefully proactive steps now can prevent injuries and reduce potential liability for homeowners in the future.

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Written by Adam Miller
Could My Business Face A Civil Lawsuit?

Business owners typically secure commercial insurance to protect their company from damages caused by theft, fire, floods, and utility disruptions. However, another type of threat looms large for many businesses: civil lawsuits. Unfortunately, many businesses forgo insurance protection from lawsuits because they falsely believe they won't be sued, or they are unaware that such commercial insurance protection exists.

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Written by Adam Miller
Why Do I Need Business Interruption Insurance?

At any given time, companies can experience interruptions to their daily operations due to a number of causes, such as power and utility outages, fire, theft, vandalism, or lightning strikes. Although Commercial Property insurance can cover the cost of replacing or repairing damaged company assets, it does not provide any assistance for companies to cover existing expenses during the business closure. Thankfully, business owners can get help covering existing expenses and keep their business afloat with Business Interruption Insurance.

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Written by Adam Miller
Three Reasons Why Older Drivers Benefit From Newer Vehicles

Baby Boomers represent a large percentage of drivers on U.S. roadways. In fact, there are more drivers over the age of 70 than ever before. Due to the increase in older drivers, the topic of driving safety for senior citizens has become a hot-button topic within many families. One of the biggest factors in senior driver safety comes in regards to the type vehicle they're driving. In today's blog post, we'll discuss three specific reasons why older drivers benefit from newer vehicles.

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Written by Adam Miller
The Three Biggest Risks Companies Face On Halloween

With Halloween less than a month away, many businesses have begun planning out their Halloween festivities and parties, whether for employees or customers. Activities might range from simple costume or pumpkin decorating contests to full-blown parties with alcohol, live music, and spooky events and games. Although Halloween can be a great opportunity for companies to attract new customers, or provide a fun event for employees, there are some risks with Halloween parties and activities that can pose liability threats.

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Written by Adam Miller
How Retail Shops Can Minimize Business Risks

Houston continues to develop new commercial, office, and residential properties at an astounding rate, far surpassing economic growth in other areas of the country. Our city's robust economy allows many individuals to take a leap of faith and become small business owners. However, owning a small business such as retail shop comes with both high rewards and high risk. Thankfully, there are proactive steps retail shop owners can take to minimize risk and protect their business.

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Written by Adam Miller
Three Lies People Believe About Life Insurance

September is National Life Insurance Awareness Month, but most Americans know very little about their life insurance options, or aren't sure if they need it. In fact, according to the 2015 Life Insurance Barometer Study, more than 40% of Americans have no form of life insurance protection at all. Sadly, a large majority of those without life insurance forgo the coverage because of misconceptions regarding its cost, usefulness, or protection options.

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Written by Adam Miller
When Should I Update My Business Insurance Coverage?

As businesses change and expand, so should business insurance coverage. After all, the commercial coverage needs of a brand-new business are very different than insurance needs after several years in operation. Having the right type and amount of commercial coverage ensures that businesses and owners have the financial protection in place to recover quickly if disaster strikes. In today's blog post, we'll look at three key examples of when business insurance coverage should be updated and increased due to changes in the company.

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Written by admin
The Risks of Allowing Pets At Work

Businesses are often looking for new ways to boost morale and reduce stress in the workplace. A new trend among small businesses is to allow employees to occasionally bring their pets to work with them. Although this option is growing in popularity, the decision to allow pets to enter the workplace does come with some serious liability risks for businesses of all sizes. In today's blog post, we'll look at the risks of allowing employees to bring their pets to the office or worksite.

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Written by Adam Miller
Why Restaurants Face Higher Insurance Risks

Houston businesses need commercial insurance coverage to protect their company, business assets, and their employees. However, some companies and industries need a wider range of insurance coverage due to higher rates of incidents and claims, or greater risks involved with day-to-day operations. In today's blog post, we'll look at why the Restaurant Industry faces higher insurance risks, and how restaurants can better protect themselves from liability claims.

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