Studies have long shown that if you want a child to master a specific skill set, language, or talent, then early exposure and training is key. For example, a child learning a second language should be immersed in it as early as possible, since it only becomes harder to learn a new language as you age. The same is true when it comes to teaching kids about money and personal finances. If you want them to make smart choices about money and finances as an adult, then it's critical to teach them at a young age and to model wise decisions yourself.
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