Flooding doesn’t just happen during major hurricanes or natural disasters. Heavy rainfall, storm surge, overflowing rivers, poor drainage systems, and even nearby construction can all cause flooding. For businesses located along the Gulf Coast, near rivers, or in low-lying areas, flood risk is a reality that shouldn’t be ignored. Many small business owners assume flood […]

For restaurants, bars, and hospitality businesses, location is one of the most critical decisions you will ever make. It influences foot traffic, staffing, operating costs, and long-term growth. Expanding or relocating without thoroughly researching an area can turn a promising opportunity into an expensive mistake. In our latest blog post, learn why it makes such […]

A new year is a natural time for business owners to step back and ask an important question: How can we grow smarter this year? For small and medium-sized businesses, especially those in the hospitality industry, growth doesn’t always mean opening a second location or making a massive investment. Often, it’s about making targeted changes […]

Growth is an exciting achievement for any business owner, but it’s essential to make sure your insurance coverage is growing along with your business. As you expand your office space or restaurant kitchen, acquire new equipment or vehicles, or hire more employees, your Business Insurance should be adjusted to reflect these changes. In today’s Aegis […]

Morning dew, spilled drinks, or a quick summer storm can quickly turn your restaurant or bar patio area into a slick, dangerous mess. If a guest slips and gets hurt, your business could be facing major liability issues. In today's Aegis blog post, we explore some of the hidden risks you should consider if you […]

Small business owners like you work hard to build strong teams, a great reputation, and steady growth. What many owners overlook is how vulnerable they can be to employment-related claims. Even the best-run companies can face disputes from current or former employees, which can threaten the financial future of your business. That's where Employment Practices […]

Winter may feel like the slow season for outdoor work, but it is actually one of the best times to give your commercial property some attention. When trees and shrubs go dormant, they are easier to trim, safer to work with, and more responsive to proper pruning. For business owners and property managers, winter maintenance […]

When you run a small business, every piece of equipment matters. Whether it's restaurant refrigerators, a retail store HVAC system, manufacturing machinery, or computers in offices, you depend on machines that must run smoothly every day. Unfortunately, mechanical or electrical failures can happen when you least expect them. That's where Equipment Breakdown Insurance can save […]

The holiday season can be exciting and stressful at the same time. More shoppers, bigger sales, and longer hours create plenty of opportunity for growth, but they also bring a new set of risks. When your store is packed and your team is moving fast, the chance of accidents, theft, or property damage goes up. […]

If your business owns cars, delivery vans, or service trucks, you're literally putting your company on the road every day. Whether it's delivering goods, visiting clients, or hauling tools, every mile driven exposes your business to risk. Many small business owners make the mistake of thinking Personal Auto Insurance will cover them if something happens […]