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Written by Adam Miller
How To Develop An Effective Business Interruption Plan, Part One

Winter Storm Jonas recently hit a large section of the United States, causing record levels of snowfall, flooding, utility outages and property damages across the East Coast.  Although Texas was spared from any severe winter storm conditions this time, the reality is that major weather events or disasters can strike our area at any time, throughout the year.  When this occurs, businesses of all sizes and industries are forced to shut down for a period of time due to road closures, power outages, flooding, and other major commercial property damages

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Written by Adam Miller
How To Create A Business Asset Inventory

Over time, businesses can accumulate a large inventory of assets, including basic office supplies, tools, specialized machinery and equipment, computers and electronics, and even company vehicles and raw materials.

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Written by Adam Miller
Do I Really Need Workers Compensation Coverage in Texas?

Owning your own business comes with a bounty of rewards and advantages, but it can also come with a high level of risk, particularly if you have employees on your worksite. Regardless of the industry and levels of training, employees can and do get hurt on the job every day, creating serious liability issues for employers. Workers Compensation insurance makes payments to injured employees for lost wages and medical expenses related to workplace injuries, while also shielding employers from both covering these expenses out of pocket and costly lawsuits.

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Written by Adam Miller
Four Ways To Keep Your Home Safe From Thieves

The holidays are a time to gather with family and friends, celebrate family traditions, and exchange gifts with loved ones. Unfortunately, after the holidays is the busiest time of the year for home burglars, robbers, and vandals. Too often individuals and families are completely unaware of all the ways they can make themselves a prime target for thieves looking for a quick robbery of electronics, high-end toys, art, luxury clothes, cars, jewelry, and cash.

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Written by Adam Miller
How Business Insurance Helps You Stay Ahead Of Competitors

Compared with other areas of the country, Houston has long enjoyed a strong and growing economy due to the diversity of our industries and business-friendly tax laws. Because of our robust economic growth, businesses must compete even more with their competitors to gain an edge and win a larger share of their market. One way that businesses can stay ahead of their competitors is by a full range of quality commercial insurance.

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Written by Adam Miller
How To Better Protect Your Temp Workers

During the holiday season, many businesses such as retail stores, restaurants, delis, and bakeries depend on temporary workers to help handle the barrage of additional customers and sales. Although they offer relief to swamped business owners, temporary workers can also create potential liability issues when they are not properly trained in all areas of safety and business operations.

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Written by Adam Miller
Is My Current Business Insurance Coverage Enough?

The needs of a business can change dramatically as the business grows, adds services, and makes improvements. Over time, these changes can impact a company's liability risk and commercial insurance coverage. Unfortunately, some business owners do not realize that some company changes warrant the need for updating coverage amounts and policy protections. In today's blog post, we look at three common changes that make updating commercial coverage necessary.

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Written by Adam Miller
Three Ways To Prevent Holiday Theft

As the holiday season approaches, many people have begun making purchases for family and friends. Unfortunately, as holiday shopping increases, so does the number of thefts and burglaries across the Houston area. In today's blog post, we look at three ways shoppers can prevent becoming victims of holiday theft, and protect their purchases as well as their property.

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Written by Adam Miller
How To Reduce Liability At Company Functions This Holiday Season

During the holiday season, business owners often plan team-building exercises and company functions to celebrate the company’s successes, reward hardworking employees, or serve the local community as a team.  However, sometimes company functions can get out of hand when employees celebrate a little too much, or they are injured while participating in an event, creating a potential Workers Compensation issue.

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Written by Adam Miller
Four Risks Retailers May Encounter During The Holidays

If you venture inside any major retailer, department store, or big box store, you're likely to see a wide array of holiday décor and items for sale. Although the holiday season is the busiest season for both small and major retailers, it can also come with major risks for the business and its owners. In today's blog post, we'll highlight four major risks retailers face during the holiday season, and some simple ways business owners can manage and reduce their risk exposure.

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