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Are Trees A Liability On My Commercial Property?

When it comes to commercial properties, few things add as much value and curb appeal as beautiful, healthy trees. They can provide abundant shade for the business and visitors while also reducing utility costs and excess noise on the property. However, it's important that trees never become a liability on your commercial property; otherwise your business could suffer financially. In today's Aegis blog post, we look at three ways trees could be a liability on your commercial property, and what can be done to mitigate those risks.

Property Damage

One of the most common ways trees can become a liability issue is from property damage caused by falling tree debris or by toppled trees. Tree debris can easily cause significant damage to property, such as commercial vehicles, building windows, signage, lights, rooftops, or other business property located outside. Even if the tree is damaged but not completely uprooted, it may require the care of a tree contractor to either stabilize it with cables and braces, or it may need to be completely removed.

Personal Injury

Trees can also increase business liability because of the potential risk they pose to employees, customers, and other visitors on the property. Every year, falling tree debris and uprooted trees injure hundreds of Americans, leading to costly medical expenses and liability issues, including Workers Compensation issues. When trees are well maintained and inspected on a regular basis, dangling limbs or broken branches are far less likely to fall onto unsuspecting people and cause serious injuries. It's also essential to only hire insured, professional Certified Arborists and tree contractors to ensure your business isn't held liable in case a tree care worker is hurt on your property.

Business Disruption

Finally, businesses can be negatively impacted by disruptions caused by trees or tree debris. For example, a tree limb could break off and damage utility lines, causing power outages that close a business for hours or even days. In addition, tree debris can also damage HVAC systems, property lighting, water lines, or even access to the property if an entrance or roadway is blocked.

Trees can be a major focal point of your commercial property, but it's important to take proactive steps to ensure they don't harm people or damage property. Additionally, business owners should also take steps to protect their business from liability issues through strategic Commercial Insurance coverage. The Commercial Insurance experts at Aegis can walk you through the steps necessary to get quality, comprehensive coverage at competitive rates. Call us at 713-850-7622 for more information, or fill out our online form for a free quote!

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