As the world continues to grapple with the Covid-19 pandemic, businesses continue to pivot and make changes in order to survive. While many of these changes provide flexibility and new opportunities for growth, they can also leave companies underinsured or overinsured, depending on the changes they make. Today's Aegis blog post looks at some of the changes businesses are making because of Covid-19, and how they impact commercial insurance coverage.

With businesses closed for over a month due to Covid-19, government leaders must now decide how and when to reopen industries while considering the impact to public health and the economy. In Texas, some businesses will soon begin to reopen but just in a curbside capacity for now. For companies that have never operated curbside, or are unsure how to do this in a safe way, our Aegis blog offers some safety steps to consider before reopening with curbside service.

With restaurants and retail stores across the country either closed or open only for delivery or curbside service due to COVID-19, business owners are looking at ways to save money by cutting expenses. While canceling unneeded services like cable, streaming music, or linen service might save money now, it's important to not cancel other critical expenses like business insurance.

The immediate impact of the COVID-19 pandemic has been the closure of thousands of businesses and events across the country, including retail stores, restaurants, theaters, bars, and sporting events. While these measures are in place to hopefully contain the viral spread, many companies have been left reeling as to how to proceed and recover from these temporary closures.

Severe storms and weather disasters can strike at any time, as Nashville area businesses learned this week when tornados stuck several major commercial areas. For restaurants, retailers, gas stations, and other businesses, there might not be much time to prepare as bad weather approaches, so it's important to develop safety plans to implement when severe weather arrives for the protection of employees and customers. Our Aegis blog post today offers some suggestions of how to make your business safer during inclement weather.

Black Friday is nearly here, kicking off the start of major holiday sales and the busiest time of year for retailers. While it can be a fun time for shoppers looking to score a great holiday deal, it can also be a hectic and sometime dangerous situation for both shoppers and retail workers. Today's Aegis blog post looks a few ways retailers can better protect customers and employees during the holidays.

If you're a small business owner, you understand that there are many responsibilities and roles to juggle in order to keep your company afloat. You might be interviewing candidates for job openings, analyzing monthly financial reports, closing a big sale, communicating with vendors, and resolving client issues all in one day.

Having a successful business depends on having a strong, reliable workforce, but sometimes the workplace can become a hindrance to employee health. For example, if your restaurant or retail space is in an older building or one in need of maintenance, your employees could be getting sick at a higher rate than employees at cleaner or newer facilities. An increase in employee illness can quickly result in a drop in both productivity and profitability.

The biggest shopping season of the year is nearly here, and while it can give a financial boost to retailers, it can also come with a variety of security issues and liability risks, especially on Black Friday. Without proper preparation, retailers could find themselves losing out on customers and revenue, as well as facing major losses and damages because of large crowds. Today's blog post looks at some ways retailers can better protect their business this holiday season, as well as employees and customers.

Upgrades can be fun or rewarding opportunities, such as being bumped up on your flight from economy to first class, or being offered a luxury suite instead of a standard hotel room. However, there are sometimes when upgrades are a necessity in order to improve your company's daily operations and safety, or to boost certain areas of your business that need improvement. In today's Aegis blog post, we'll look at three upgrades that can help make your company safer and reduce liability exposure for your business.