If you venture inside any major retailer, department store, or big box store, you're likely to see a wide array of holiday décor and items for sale. Although the holiday season is the busiest season for both small and major retailers, it can also come with major risks for the business and its owners. In today's blog post, we'll highlight four major risks retailers face during the holiday season, and some simple ways business owners can manage and reduce their risk exposure.

Houston continues to develop new commercial, office, and residential properties at an astounding rate, far surpassing economic growth in other areas of the country. Our city's robust economy allows many individuals to take a leap of faith and become small business owners. However, owning a small business such as retail shop comes with both high rewards and high risk. Thankfully, there are proactive steps retail shop owners can take to minimize risk and protect their business.

Establishing a retail business takes substantial work, as owners develop a business idea and company strategy, build inventory, develop a customer base, market and advertise their business, and plan for the future. All of these steps require hard work, patience, quality employees, investment capital, and equipment and other assets.