This February, Texas residents and businesses across the state were caught off-guard when a devastating winter storm caused a major disruption on our state's electrical grid, causing millions to go without power for nearly a week. Although the freeze and widespread power outages caused millions of dollars in losses and damages, the reality is that Texas could continue experiencing severe utility outages like this, but in the summer months when the power grid is tested during the extreme heat and drought forecasted for this summer.

Some of most successful businesses started off small, whether in home offices, garages, through online shops, food trucks, or farmer's markets. Over time a humble startup can grow and expand to brick-and-mortar locations, and with that growth comes important financial changes and decisions. In today's Aegis blog post, we look at some of the insurance changes that arise when your business expands into a brick-and-mortar location, and how Aegis can help navigate those changes.

You can create a much-needed service or great product idea, but owning and running a business often involves a crash course in many other areas, such as permits, taxes, payroll, legal contracts, and especially commercial insurance. People with great ideas and plans for their business growth can quickly get derailed because they don't know how to manage all of the corresponding issues that come with running a business. In today's Aegis blog post, we discuss why businesses need a dedicated insurance agent to help them protect what matters most.

After a challenging year, people across the country are venturing out in greater numbers to their favorite restaurants, bars, cafes, coffeeshops, and bakeries. With this larger number of both customers and employees comes the added worry of injuries, accidents, and other liability risks that restaurants must face. In today's Aegis blog post, we discuss ways restaurants and other food service establishments can make their businesses safer for employees and customers alike.

As the year draws to a close, some businesses will face an uptick in deliveries and customer service calls but may be stuck with unreliable commercial trucks and vans, or not enough vehicles to meet demand. Industries such as restaurants, delis, bakeries, and retail stores depend on commercial vehicles but business owners should consider many important factors when making an investment on a replacement or second commercial vehicle.

Every business owner dreams of their company taking off and growing by leaps and bounds, whether through a stream of loyal customers, an effective ad campaign, or even a viral video. Unfortunately, not all companies are ready to handle sudden growth, and dropping the ball on an influx of new business could mean disaster later. In today's Aegis blog post, we look at some of the ways sudden business growth can impact a company, and how companies can be better prepared to handle it.

As retailers and restaurants continue to deal with the impact of the Covid-19 pandemic, some have considered expanding their business model to include delivery services of food or merchandise. While it can be a great way to expand business offerings and serve customers who might be hesitant to shop in person, there are some important factors to consider before taking that leap. In today's Aegis blog post, we examine some of these factors.

As the world continues to grapple with the Covid-19 pandemic, businesses continue to pivot and make changes in order to survive. While many of these changes provide flexibility and new opportunities for growth, they can also leave companies underinsured or overinsured, depending on the changes they make. Today's Aegis blog post looks at some of the changes businesses are making because of Covid-19, and how they impact commercial insurance coverage.

With businesses closed for over a month due to Covid-19, government leaders must now decide how and when to reopen industries while considering the impact to public health and the economy. In Texas, some businesses will soon begin to reopen but just in a curbside capacity for now. For companies that have never operated curbside, or are unsure how to do this in a safe way, our Aegis blog offers some safety steps to consider before reopening with curbside service.

With restaurants and retail stores across the country either closed or open only for delivery or curbside service due to COVID-19, business owners are looking at ways to save money by cutting expenses. While canceling unneeded services like cable, streaming music, or linen service might save money now, it's important to not cancel other critical expenses like business insurance.