Whether people are celebrating a birthday or anniversary, a new job or promotion, or just the end of a rough week, it's common for people to partake in an alcoholic beverage or two at a local bar or restaurant. Unfortunately, if people have had too much to drink and become intoxicated, this can lead to disastrous consequences such as altercations with other patrons or even a serious car accident. In these events, the bar or restaurant that provided them with alcohol could be held liable for damages and losses.

Although summer may mean a boost in sales or customer activity, it could also mean an increase in worker injuries, lost or damaged merchandise, or structural issues to your business. For a large number of businesses, summer can be the riskiest time of the year. Today's Aegis blog post looks at the ways businesses may be at a greater risk during the summer months, ways to minimize risks, and what kinds of Commercial Insurance may be needed.

A growing number of Americans now experience some form of food allergies or food sensitivities, making it a greater challenge for restaurant owners to safely serve customers without causing allergic reactions or illnesses. Although many with these allergies and sensitivities will be very upfront with servers and management when ordering, restaurants might still serve them a meal that triggers a reaction.

In a recent blog post, we looked at how restaurants may have different commercial insurance needs over time because of changes in size, business assets, and employee rosters. Today we continue on the same theme of restaurant insurance by looking at other liability exposures that are more prevalent in the restaurant industry, and how the right kind of coverage can help mitigate these risks.

Texas is home to some of the nation's most dynamic restaurants, with dining options ranging from tiny mom and pop cafes to world-class gourmet cuisine. No matter the size, cuisine or price range, restaurants all need Commercial Restaurant Insurance in order to operate and protect their business. However, the Commercial Insurance purchased when the doors first open may not meet the unique needs of restaurant owners after the business has been established and flourishes over time.

Houston is home to thousands of restaurants, cafes, delis, and gourmet dining establishments of all different styles and cuisines. While they may serve vastly different dishes and customer bases, they all face similar challenges. For example, restaurants face higher numbers of business liability claims than some other industries, which can impact their financial health and business future.

Texas is home to thousands of award-winning restaurants, including high-end luxury dining rooms, casual BBQ joints serving food on butcher paper, quaint bistros and cafes, and bustling family restaurants. Regardless of the type, size, and cuisine of a restaurant, there are universal liability issues that exist for all restaurant owners.

Texas has long been home to some of the most dynamic restaurants and top dining experiences in the nation, offering customers bold flavors, inventive techniques, and stunning plates. Because of our state's stable economy, growing population, and business-friendly environment, restaurateurs continue to flock to Texas to begin their own dining establishments. While owning a restaurant can be exciting and highly rewarding, it can also come with a host of issues and liability risks for owners.

The United States is home to some of the best dining cities in the world, offering dazzling arrays of diverse cuisines and inventive dishes. From small, rustic cafes to opulent, breathtaking dining rooms, chefs and owners strive to grow their restaurants and establish a place in their local dining scene. Unfortunately, there can be obstacles to a restaurant's growth and success, but having the right kind of commercial insurance protection can help restaurants and cafes weather any kind of storm.

Houston businesses need commercial insurance coverage to protect their company, business assets, and their employees. However, some companies and industries need a wider range of insurance coverage due to higher rates of incidents and claims, or greater risks involved with day-to-day operations. In today's blog post, we'll look at why the Restaurant Industry faces higher insurance risks, and how restaurants can better protect themselves from liability claims.