Since its foundation, America has always been a country of entrepreneurs and hard-working individuals. Because of this great enterprising spirit, there are thousands of small businesses that start up each year, many of them based inside home offices, garages or basements at the beginning. Although these businesses might start off small, it is critically important to get proper business insurance to protect the assets and financial future of the business in case disaster strikes.

During Houston's sweltering summers, few industries are as in demand as the HVAC industry, which handles the installation, maintenance and repair of Heating, Ventilation, and Air Conditioning systems in homes, businesses and other structures. Houston's high temperatures and humidity mean HVAC Contractors are in extremely high demand during summer months because of the immediate discomfort and heat caused by broken cooling systems.

Accidents can occur at any time, which is why quality insurance coverage is so important. Although most people have some form of insurance, such as life insurance, auto insurance, business insurance, or homeowners insurance, many just have basic or limited coverage that doesn't offer much protection. In reality, accidents often end up costing much more than we realize, even more so when it's an unusual or bizarre accident.

The housing market in Houston continues to outperform home sales from nearly every other region in the U.S.  Because Houston offers so many spacious homes at affordable prices, people are eager to move out of rental properties and own their own home. However, there are many important steps potential homeowners should consider before buying a home. This is our second blog post in a three-part series focused on the important steps to take before buying your first house.