If you ask most business owners what they fear most, they’ll probably say a fire, storm damage, or lawsuits involving millions of dollars. Yet one of the most expensive and disruptive claims many businesses face starts with something incredibly ordinary: a slip, trip, or fall. For restaurants and bars, these claims aren’t just common, but […]

If you own a business, you understand how important it is to have all your machinery and equipment in proper working order. When equipment failure brings your operations to a halt, it can lead to lost customers and lost revenue. Whether it’s an outage with your HVAC systems or a refrigeration breakdown, you need to […]

When you run a small business, your focus is generally on the things that affect your daily operations, like sales, labor costs, inventory, and customer service. One of the things that can impact your business more than any of these is a liability claim, but most business owners don’t give them a second thought. A […]

Running a small business means making hundreds of decisions every day. Even with experience, best practices, and good intentions, mistakes can still happen. If your business overlooked an important detail, experienced a miscommunication, or had a dissatisfied client, these can quickly turn into a costly legal issue. That’s where Errors & Omissions (E&O) Insurance, also […]

You may be working nonstop to create great products for your business, but even the best designs and highest quality materials can still result in issues with your merchandise. A customer might get sick or injured by your product, or the item might be defective, hurting your company’s reputation. Whether you manufacture, distribute, or sell […]

Flooding doesn’t just happen during major hurricanes or natural disasters. Heavy rainfall, storm surge, overflowing rivers, poor drainage systems, and even nearby construction can all cause flooding. For businesses located along the Gulf Coast, near rivers, or in low-lying areas, flood risk is a reality that shouldn’t be ignored. Many small business owners assume flood […]

For restaurants, bars, and hospitality businesses, location is one of the most critical decisions you will ever make. It influences foot traffic, staffing, operating costs, and long-term growth. Expanding or relocating without thoroughly researching an area can turn a promising opportunity into an expensive mistake. In our latest blog post, learn why it makes such […]

A new year is a natural time for business owners to step back and ask an important question: How can we grow smarter this year? For small and medium-sized businesses, especially those in the hospitality industry, growth doesn’t always mean opening a second location or making a massive investment. Often, it’s about making targeted changes […]

Growth is an exciting achievement for any business owner, but it’s essential to make sure your insurance coverage is growing along with your business. As you expand your office space or restaurant kitchen, acquire new equipment or vehicles, or hire more employees, your Business Insurance should be adjusted to reflect these changes. In today’s Aegis […]

Morning dew, spilled drinks, or a quick summer storm can quickly turn your restaurant or bar patio area into a slick, dangerous mess. If a guest slips and gets hurt, your business could be facing major liability issues. In today's Aegis blog post, we explore some of the hidden risks you should consider if you […]