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Written by Adam Miller
Three Kinds of Insurance College-Bound Students Need

College is an important rite of passage for young adults, and many new college students will move out of town or even out of state to attend their school. Before saying goodbye to your college-bound student, it's important to have a discussion with them about money, financial responsibility, and insurance coverage. A majority of college students will have health insurance provided by their parent's existing policy, but health coverage is just one type of insurance coverage that they might need while starting this new chapter of life.

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Written by Adam Miller
Three Ways Bad Weather Can Affect Your Commercial Vehicles

Businesses that have commercial vehicles and commercial drivers understand the many factors that can impact their daily routes and stops. If a driver is feeling unwell, if the vehicle is having mechanical issues, or if there are roadblocks and traffic delays, this can hurt productivity and lead to losses for the company. However, one of the biggest factors that can impact commercial vehicles comes from bad weather. Often, commercial drivers and the vehicles they operate can be seriously impacted by bad weather, and injuries and damages can result.

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Written by Adam Miller
How To Combat Internal Theft of Commercial Property

Businesses of all sizes and industries face the frustrating problem of theft, whether it's raw materials, money, inventory, tools, company vehicles, equipment, furniture and appliances, or even financial information or sensitive customer records. Many of these crimes can be traced back to individual criminals or gangs that focus on theft.

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Written by Adam Miller
Four Steps To Minimize Business Closures After A Disaster

One of the biggest worries a business owner can have is shutting down their company temporarily due to an issue out of their control, such as a major weather event, utility outage, accident, or unforeseen property damages. For some companies, even the shortest closure could lead to the loss of customers, revenue, and even the business itself. However, when a company has the ability to quickly recover and resume operations from covered events, there is a greater likelihood that they'll survive the temporary closure.

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Written by Adam Miller
Three Reasons Why Business Interruption Insurance Is Better Than Disaster Loans

In the Gulf Coast region, businesses are well aware of the natural disasters that are common to our region, including flooding, wildfires, hurricanes, hail, and windstorms. Any one of these severe weather events can cause widespread damage to businesses and their commercial property, leading to the loss of both commercial property and revenue. When businesses are crippled by major weather damage, they may pin their hopes for recovery on securing a federal disaster loan through the Small Business Administration.

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Written by Adam Miller
Three Things At Home That Could Lead To General Liability Claims

We spend a great deal of time, money, and effort to make our homes as safe as possible for ourselves and for our guests. Unfortunately, accidents and injuries can still occur in our homes that leave homeowners vulnerable to costly lawsuits from injured relatives or visitors. In today's Aegis blog post, we'll discuss three things on your residential property that, if not properly secured, could leave your guests injured and you or your family susceptible to an expensive and lengthy lawsuit.

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Written by Adam Miller
Is Your Business At Risk Of A Commercial Property Liability Claim?

Do you know that 4 out of every 10 businesses will experience some type of Commercial Property or General Liability claim over the next ten years? Although this might not be a surprising fact to business owners, many do not realize that the most common claims are not the most expensive ones they could face. As a result they might spend a lot of time worrying about a relatively inexpensive issue and end up overlooking a potential claim that could cost them far more in the long run.

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Written by Adam Miller
How To Ensure You Sell A Safe Product

Every day, individuals and companies turn a good idea into a great product. It might solve a common problem, appeal to a broad market, and have the ideal price point to guarantee strong sales. However, if the product itself isn't safe, or has issues that could cause problems for customers, it could lead to serious commercial liability issues.

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Written by Adam Miller
How Commercial Insurance Can Help Protect Against Employee Mistakes

In an ideal world, company employees always work hard, they always perform their job correctly and safely, and they never do anything that would harm the reputation or financial standing of the company. Unfortunately, we don't live in an ideal world, and sometimes our employees make mistakes, whether intentional or not, that can have a significant impact on our business. In today's blog post, we look at several ways that Commercial Insurance can help protect against employee mistakes that might harm a business.

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Written by Adam Miller
EPLI: What This Insurance Covers And Why Your Business Needs It

Nearly all business owners are familiar with Workers Compensation Insurance, and many of them have it to protect against lawsuits or expensive out of pocket costs if an employee is injured or killed in the workplace. Another type of important commercial insurance policy should consider having is Employment Practices Liability Insurance (EPLI) coverage. EPLI coverage protects companies if they are sued for violating an employee's rights or demonstrating unfair treatment towards employees.

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