When it comes to commercial insurance, business owners want what matters most to be well protected, whether it's employees, commercial buildings, company vehicles, or business property. It's also just as important to protect against liability claims that can threaten the future of a business, since a single liability claim can deplete a company's entire net worth, or force the permanent closure of a thriving business.

When accidents or injuries occur in the workplace, it's common for companies to put the blame on a "careless" worker, or to blame supervisors or other employees for a lack of oversight. However, many workplace accidents and injuries can be avoided by first improving workplace conditions and processes, which would reduce employee injuries, workplace downtime, and potential Workers Compensation claims. Today's Aegis blog post highlights several ways companies can improve workplace processes to increase workplace and worker safety.

Although we are just beginning to enjoy springtime weather, many businesses are already thinking ahead towards summer, especially retailers and restaurant owners. Summer can be a peak time for retailers and restaurant owners so many are making plans now for merchandise displays, menu additions, hiring additional help, and marketing and promotions. However, many businesses fail to take proactive steps to make their business safer before the rush of summer business, when there can be an increase in theft and vandalism.

Companies often rely on specialized equipment, tools, and other technology to perform their daily functions and complete services for customers. After a while, tools, equipment, and technology can get worn out and lose their effectiveness, or worse yet, lead to slowdowns and liability issues for companies. The focus of today's Aegis blog are the various benefits that could result from upgrading or replacing tools, specialized equipment, and business technology.

If you're a small business owner, you understand that there are many responsibilities and roles to juggle in order to keep your company afloat. You might be interviewing candidates for job openings, analyzing monthly financial reports, closing a big sale, communicating with vendors, and resolving client issues all in one day.

The United States is home to over 1 million restaurants, employing over 15 million workers a year in establishments both big and small. Regardless of the size, location, or type of restaurant, workers at these businesses often suffer a higher rate of injury and accidents than workers in other industries. Because of the higher risk of worker injuries, it's imperative for business owners to promote worker safety at all times.

Having a successful business depends on having a strong, reliable workforce, but sometimes the workplace can become a hindrance to employee health. For example, if your restaurant or retail space is in an older building or one in need of maintenance, your employees could be getting sick at a higher rate than employees at cleaner or newer facilities. An increase in employee illness can quickly result in a drop in both productivity and profitability.

When it comes to commercial properties, few things add as much value and curb appeal as beautiful, healthy trees. They can provide abundant shade for the business and visitors while also reducing utility costs and excess noise on the property. However, it's important that trees never become a liability on your commercial property; otherwise your business could suffer financially. In today's Aegis blog post, we look at three ways trees could be a liability on your commercial property, and what can be done to mitigate those risks.

Business owners and management understand the importance of having a quality workforce. They are often the lifeblood of any company, as they are the ones making products, selling merchandise and services, connecting with customers, promoting the business, and helping it run as smoothly as possible. Ultimately, when employees are healthy, their employers are more stable and productive. As such, companies that invest in the health and wellness of their employees can reap incredible short-term and long-term benefits.

Holiday parties are a popular way for companies to celebrate the end of the year and to treat employees and their loved ones to fun and festivities. There's often great food, music and dancing, gifts or prizes, and alcoholic drinks for guests to enjoy. Unfortunately, some holiday parties can end in disaster for companies when employees or their guests make poor choices or act inappropriately.