Over the last century, the American workforce has both increased and aged as a greater number of workers remain on the job even after reaching retirement age. Some older workers remain active on the job because of improved health and true enjoyment of their jobs, while others need to keep working in order to have enough money for retirement. There are definite advantages to having more senior employees in the workplace, but there are also some issues employers need to consider to keep these older employees safe.

One of the biggest innovations to impact the business world in the last few years has been the use of drones for commercial use. Drones are used in industries across the world, including farming, manufacturing, art, real estate, construction, retail, and everything in between. While they provide incredible and unique perspectives for businesses and their customers, the commercial use of drones comes with substantial risk for property owners.

As 2016 comes to a close, many businesses begin planning out strategies for the new year to increase revenue, win customers, improve efficiency, and lower costs. However, many companies miss out on important growth opportunities because they fail to perform a thorough year-end review. A year-end review can help identify successes, failures, and areas of improvement from the past year, all of which can help put businesses in a better position to thrive in the new year.

Houstonians rely greatly on their cars and trucks, largely because of our city's vast size and minimal public transportation options. However, over 19,000 of area vehicles experienced some form of vehicle flood damage during the historic Tax Day floods of 2016. While some of these flooded vehicles were completely submerged and sent to salvage yards, many were cleaned up and resold to unsuspecting buyers or used car lots.

Cars and trucks are a vital part of life in Texas, with millions of drivers and businesses relying on vehicles to commute to work, take kids to school, shop, perform service calls, and deliver merchandise and materials. However, these valuable personal and business assets are often the first victims when Mother Nature strikes our area. Thankfully, quality Personal Auto and Commercial Auto coverage can cover your vehicles from losses stemming from natural disasters and other causes.

Cars need repairs and maintenance over time, and car owners have a variety of options for service providers. They can take their vehicles back to their dealership for maintenance and repairs, or take it to a licensed maintenance or repair shop. However, in an attempt to save money, some vehicle owners entrust their personal vehicles and even commercial vehicles to amateur or shade tree mechanic friends, individuals who repair vehicles as a hobby or side job and are in no way certified or professionally trained.

Employees should expect to feel safe and protected while on the job, but unfortunately worksite accidents and injuries are still far too common in the U.S. Each year, over 3 million workers are injured in some form while at work, whether because of falls, overexertion, electrocutions, being struck by objects, or other causes.

A number of businesses and industries rely on commercial fleet vehicles to make service calls, perform deliveries, transport materials and raw goods, or meet with clients and vendors. Unlike most passenger vehicles, fleet vehicles can experience significant wear and tear in a shorter period of time because of their frequent use and high mileage. Unfortunately, having an older, less reliable fleet vehicle can also lead to higher costs for the business, as well as unwanted delays and the potential loss of both revenue and happy customers.

April is National Distracted Driving Awareness Month, and although this is a relatively new national awareness program, the problem of distracted driving is quickly reaching epic proportions. According to the National Highway Traffic Safety Administration, in 2014 alone over 3,100 people were killed and over 430,000 were injured in motor vehicle accidents involving distracted drivers. The problem of distracted driving impacts individuals, families, and even businesses that rely on delivery drivers or service vehicles.

Over time, businesses can accumulate a large inventory of assets, including basic office supplies, tools, specialized machinery and equipment, computers and electronics, and even company vehicles and raw materials.