No matter how safe and responsible your life might be, life can throw us curveballs sometimes, like a sudden car accident, unexpected medical emergency, or devastating house fire. We can only hope that when disaster strikes, we have the support and love of family and friends, as well as the financial means to recover and move forward. In today's Aegis blog post, we look at how individuals and families can be protected if disaster strikes, by choosing essential Personal Insurance policies and other proactive financial decisions.

One of the stories dominating the U.S. economy headlines is the current labor shortage impacting industries across the nation.. Although a large percentage of businesses have been able to stay afloat, many have had to do so with a much smaller workforce. In addition to putting additional pressure on business owners as they figure out how to run their daily operations with a smaller staff, it can also create new or growing liability issues for business owners.

As restaurants, delis, and bakeries continue to recover from the impact of Covid-19 on their bottom line, many have relied heavily on third-party delivery services to fulfill orders to customers and help keep their businesses afloat. Although delivery apps have been a lifeline for some restaurants, using their services can come with some significant risks for business owners.

The past 18 months have been a time of uncertainty and changes for businesses across multiple industries. Many have had to tweak their business models, change their workflow and operations, and learn how to operate with ever-changing customer needs, health ordinances, and labor shortages. Although these changes have helped many companies survive the hardships of the pandemic, they may also impact business insurance policies by revealing gaps in coverage or needed adjustments in policies.