Over the last three decades, the percentage of American couples living together before marriage has risen over 70%. Unfortunately, some cohabitating couples may find themselves in a dire financial situation if they do not have comprehensive insurance coverage that protects them and their property in the event of a disaster. The legal benefits and insurance coverage options available to married couples do not often apply to unmarried couples living together or sharing property.

A large number of Houston area businesses, offices, and schools have found themselves victims of a theft growing in popularity among criminals, which is stealing valuable metals. Thieves will often strike at night and make off with copper and aluminum components from air conditioning units, manufacturing plants, or construction sites to sell to scrap metal recyclers. Metal thieves can cause thousands of dollars in damages, repair costs, and property and inventory loss for property owners, as well as revenue losses while repairs are made.

In the last 50 years, medical breakthroughs and technological advancements have helped extend the overall lifespan for men and women, leading to larger numbers of people living well into their 80's and 90's. As a result of parents and grandparents living longer, a growing number of adult children are tasked with caring for their relatives or making arrangements for their long-term care.

Recent studies have shown a dramatic increase in the number of adults between the ages of 21 to 35 still living with their parents. The most common causes for this increase include difficulty in finding a job after college, rising housing costs, and large student loan debts. However, once they have secured jobs or paid down some of their outstanding debts, these young adults are eager to move out and find places of their own. Unfortunately, many of these individuals do so without the financial security of Renters Insurance.