Small business owners like you work hard to build strong teams, a great reputation, and steady growth. What many owners overlook is how vulnerable they can be to employment-related claims.

Even the best-run companies can face disputes from current or former employees, which can threaten the financial future of your business. That's where Employment Practices Liability Insurance, or EPLI, becomes essential.

When you run a small business, every piece of equipment matters. Whether it's restaurant refrigerators, a retail store HVAC system, manufacturing machinery, or computers in offices, you depend on machines that must run smoothly every day.

Unfortunately, mechanical or electrical failures can happen when you least expect them. That's where Equipment Breakdown Insurance can save the day and your bottom line.

If your business owns cars, delivery vans, or service trucks, you're literally putting your company on the road every day. Whether it's delivering goods, visiting clients, or hauling tools, every mile driven exposes your business to risk.

Many small business owners make the mistake of thinking Personal Auto Insurance will cover them if something happens during work use, but it won't. A Commercial Auto Insurance policy is what's actually needed to protect your business, your employees, and your bottom line.

As the holidays approach, Texas businesses start gearing up for one of the busiest and most important times of the year. But while you're focusing on customers, staffing, and sales, don't forget one key part of your business that needs attention: your commercial property.

Colder weather, shorter days, and heavier foot traffic can all create safety risks if your property isn't properly maintained. The good news is that few simple steps now can prevent costly problems later, and help keep your customers, employees, and visitors safe throughout the season.