Companies that offer health insurance benefits to their employees will also typically offer life insurance policies to cover employees and their immediate family members. Although employees might believe their employer-provided life insurance policy is sufficient for their needs, the reality is that individuals and families benefit from having a diverse life insurance policy portfolio in order to ensure maximum protection if the unthinkable happens.

Texas has long been home to some of the most dynamic restaurants and top dining experiences in the nation, offering customers bold flavors, inventive techniques, and stunning plates. Because of our state's stable economy, growing population, and business-friendly environment, restaurateurs continue to flock to Texas to begin their own dining establishments. While owning a restaurant can be exciting and highly rewarding, it can also come with a host of issues and liability risks for owners.

When disaster strikes, some of the most vulnerable people are those renting apartments, as there is not often a clear-cut emergency plan or exit strategy in place. Residents fleeing a fire or other major catastrophe are often confused about where to go or safe places to find shelter or help, and they risk losing their lives or suffering from major injuries because of these delays.

Over the last few decades, businesses have become much safer for employees thanks to government regulations regarding workplace safety and employee protections. However, not all businesses are as safe as they could be, and some still pose safety hazards for their employees, especially in busy working environments or worksites where dangerous materials are handled. In today's blog post, we look at three specific ways to make businesses a safer place for employees.