Over the last few decades, there has been a noticeable shift in the way Americans make financial decisions and plan for the future. Instead of taking their time, conducting research and weighing all viable options, many people now opt for the quick and simple solutions, from selecting a bank to making major purchases and even planning for the future. Consumers are easily swayed by anything that will save them time and make their decision-making easier, even when it comes to financial planning and preparing for the future with their life insurance options.