Winter Storm Uri has brought unprecedented cold temperatures, icy precipitation, and dangerous conditions to the entire state of Texas, resulting in widespread utility outages and property damage. While struggling to keep warm and meet basic needs, property owners also face challenges on how to minimize or handle property damage that resulted from the storm.

When people talk about the risks that come with starting and running a business, they often focus on the financial risk that comes along with it, such as commercial leases or construction, payroll, taxes, equipment, inventory, and monthly expenses. However, there are other important risks to consider so that your business is well prepared to mitigate those risks and avoid major pitfalls. In today's Aegis blog post, we look at important risks to be aware of so your business is protected financially and is prepared in case disaster strikes.

Restaurants of all sizes face various liability risks, whether it's employee injuries, customer accidents, or food-related liabilities. One risk that is growing for many restaurant owners is cyber liability, which occurs when sensitive customer data is accessed or stolen by hackers, or when secure company networks are compromised. A breach in data can lead to angry customers or vendors because of the loss of valuable data and financial information.

Businesses will often use the start of a new year to implement new growth strategies and create new company goals for their teams. However, it's also important to make sure your business is starting the new year with the right type and amount of Commercial Insurance coverage, especially if your business has experienced recent changes or additions. In today's Aegis blog post, we highlight some of the reasons a company may need to upgrade or make changes to their existing Commercial Insurance coverage in 2021.