A growing number of Americans have had to make decisions and plans regarding the immediate and long-term care of their retired or elderly loved ones. Medical advancements have greatly improved life expectancies, and as a result, many more senior citizens are thriving well into their 70's, 80's and 90's. However, there is a higher risk of liability for senior citizens living on their own, or even with other relatives, due to their increased likelihood of injuries, falls or accidents.

In our previous blog post, we looked at the top two distractions for teen drivers and how these distractions can quickly prove dangerous and even deadly. Parents should be aware of these driving dangers and temptations for teen drivers so they can encourage and teach safer driving habits. In the second part of this blog series, we'll look at three other distractions teen drivers should avoid to keep themselves, their passengers, and other drivers safe on the road.

Getting a driver's license marks a rite of passage for many American teenagers. While a driver's license may mean independence and freedom for teen drivers, it generally marks the beginning of a stressful and anxious time for parents as they watch their children learn how to comfortably navigate city streets, freeways, and traffic.

The start of a new year is always a perfect opportunity for personal and professional introspection. This gives people the chance to establish goals, reviews successes and failures, and implement changes for future improvement. It is also the ideal time to review financial decisions and protections for the future, including insurance coverage.

Car theft and break-ins can occur at any time, and in any area throughout the Houston area. Criminals may target vehicles for a variety of reasons, including stealing parts and wheels, valuables left inside, or tools and equipment inside of commercial vehicles. Although it isn't possible to prevent all car thefts and break-ins, it is possible to reduce the likelihood of becoming a victim with a few proactive steps.

Social media can be a fun and engaging way to connect with family and friends through quick and simple updates. While you might think social media posts and pictures are harmless and innocent, others might see them as opportunities for theft, vandalism and other criminal activity. Social media posts can easily put people and property at risk, so it's important to understand how criminals can use our social media posts against us, and safer ways to communicate through social media.

Houstonians love their cars and trucks, and while many opt to buy practical or fuel-efficient vehicles for their everyday needs, some decide to splurge and buy the vintage car of their dreams. Vintage automobiles may be a reminder of their youth, or a dream car long-desired for its style or speed. Although vintage cars and trucks might be fun to own and drive, there are some important factors to consider before taking the plunge and buying a vintage or older vehicle.

In order to operate a vehicle in the state of Texas, drivers are required to have a minimum amount of automobile insurance coverage in the event of an accident.

As discussed in our previous blog post, Houston drivers need to be fully protected while on the road, especially since nearly 20% of all drivers in the Houston area are either underinsured or completely uninsured. This makes driving particularly risky since car accidents can occur at any time, and can leave drivers physically and financially devastated. Having thorough and reliable auto insurance coverage is essential to ensure that you, your family and your vehicles are well protected from danger.

Because of Houston's vast size and lack of mass transit options, driving a vehicle is a part of life for many Houstonians, whether it's commuting to work, home, school, or retail areas. In Harris County alone, there are nearly 3 million registered vehicles on Houston area roads, but unfortunately, not all of them meet state insurance requirements.