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Written by Adam Miller
Seasonal Promotions That Boost Sales Without Increasing Liability

Seasonal promotions can be a fantastic way for your Texas restaurant or retail store to draw in new customers, keep loyal patrons excited, and create a buzz in the community.

Whether you're rolling out a festive holiday menu, hosting a summer sidewalk sale, or throwing a back-to-school shopping event, these special occasions can be a revenue booster. But along with the fun and sales, they can also bring extra risks for your business if you're not prepared.

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Written by Adam Miller
Smart Ways to Lower Your Commercial Insurance Premiums Without Losing Coverage

Running a small business comes with a long list of expenses, and Commercial Insurance is one you should never skip. Carrying the right coverage protects your company, your workers, and your business assets when the unexpected happens, but it doesn't mean you have to overpay for it.

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Written by Adam Miller
How Retail Businesses Can Reduce Theft and Protect Their Bottom Line

Retail theft is a growing issue for small business owners, both for large retailers and mom-and-pop stores. Whether it's shoplifting, employee theft, or organized retail crime, merchandise losses eat directly into a company's profits and make it harder to stay afloat.

The good news is that if you're a retail owner, there are smart, affordable ways to reduce theft, beef up your security, and create a safer retail environment for your customers and employees.

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Written by Adam Miller
Why a Business Owners Policy Makes Sense for Retailers and Restaurants

Running a small business means making smart decisions every day, especially when it comes to managing your risks and controlling costs. If you own a retail shop or restaurant, you probably need multiple types of insurance, such as Commercial Property, General Liability, and Business Interruption or Equipment Breakdown coverage.

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Written by Adam Miller
Summer Heat and Employee Safety: Why Workers’ Compensation Is a Must for Small Businesses

In Texas, the summer heat is brutal for most people, but it can be absolutely dangerous for people working in or near the heat. For example, your business might have employees working in hot kitchens, outside on loading docks, or fulfilling customer curbside orders.

For small business owners, failing to prepare for heat-related risks puts your workers in danger, and can lead to a business liability. If one of your employees suffers heat exhaustion or a heat-related injury on the job, the financial fallout could be serious, unless you have proper Workers' Compensation coverage.

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Written by Adam Miller
What Small Business Owners Wish They Knew About Commercial Insurance Before Launching

Starting a business is exciting, but many small business owners quickly learn that Commercial Insurance isn't just a formality, but is also protection for everything they've built. It provides the financial shield and peace of mind your business needs so you can fully focus on growing your company.

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Written by Adam Miller
Workers Compensation: Why Business Owners Should Never Skip Coverage

In Texas, businesses aren't legally required to carry Workers' Compensation insurance, so at first glance, it might sound like a great way to lower costs. But skipping this crucial coverage can open the door to major financial and legal problems that far outweigh any premium savings.

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Written by Adam Miller
Three Fire Prevention Tips for Small Business Owners

As a small business owner, ensuring the safety of your commercial property, employees, and customers is a top priority. One of the biggest threats to any business is fire, which can cause devastating losses and operational downtime.

Fortunately, by taking proactive steps, you can reduce the risk of fire in your commercial building. Here are some key strategies to improve fire safety and protect your business, and also how Aegis Insurance & Financial Services can help with reliable Commercial Insurance coverage.

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Written by Adam Miller
How Small Businesses Can Lower Costs Amid Potential Tariffs

For small businesses in the bar and restaurant industries, the impact of possible tariffs and economic uncertainty can feel overwhelming. The potential for rising costs for imported goods, supply chain disruptions, and inflation concerns mean that business owners have to be more strategic than ever in managing expenses.

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Written by Adam Miller
Is It Time to Upgrade Your Restaurant Equipment?

Upgrading your restaurant's kitchen equipment can make a world of difference for your restaurant's efficiency, quality, and even your energy bill. But like any big decision, it comes with a few trade-offs.

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