Some companies need specific kinds of Commercial Insurance coverage because of the nature of their business and their risk factors. Restaurants have higher liability risks because of the potential for accidents, retailers need to protect merchandise from theft or damages, and both tend to have a larger number of workers. But what about businesses that don't have high customer traffic, a large workforce, or lots of merchandise to protect?

One of the worse problems any company can face is an accident or incident on site that leads to a physical injury. Workplace accidents and injuries can have ripple effects on team members, as well as the reputation of the business, so businesses should always make workplace safety a top priority.

As people across the world prepare to celebrate the holidays with family and friends, many are searching for the perfect gift to give to loved ones. While some gifts may be simple or handmade, others may plan to give big-ticket and extravagant gifts, which can result in a gap in insurance coverage for their new property. In today's Aegis blog post, we look at some of the kinds of holiday gifts that may require changes in personal insurance coverage amounts to ensure their values are covered in the event of damages, loss, or theft.

As companies look forward to the start of a new year, many will choose to close out their year by celebrating their employees' hard work with a party during the holidays. While it can be a great way to unwind and relax, it can also open up businesses to potential liability risks for their owners. In today's Aegis blog post, we offer some suggestions for how to celebrate the holidays safely with employees while also reducing potential liability risks.