Today, we're discussing a growing problem for Texas business owners: company truck and van theft. It's a real problem that can hit your business hard, but we'll offer some practical tips on how to keep your work vehicles safe and how Commercial Auto Insurance from Aegis Insurance & Financial Services can be a lifesaver.
Here are a few measures you can take to make your trucks and delivery vans less enticing to thieves looking to steal your vehicle, parts, or tools and merchandise inside:
1. Lock it up: It may sound obvious, but every year thousands of business vehicles are stolen or ransacked simply because they were left unlocked. Always double-check that your doors are locked, even if you're just stepping away for a moment to make a delivery.
2. Secure parking: When your work vehicles aren't in use, park them in well-lit and monitored areas. Thieves often target dimly lit or dark parking lots, so good lighting can be a major deterrent. If possible, consider installing security cameras or alarms in your parking lots to provide an extra layer of protection.
3. GPS tracking: Investing in a GPS tracking system for your trucks and vans can be a game-changer. In the unfortunate event of a theft, having the ability to track and locate your vehicle can significantly increase the chances of recovery.
4. Remove valuable items: Keep valuable tools, electronics, equipment, and merchandise out of sight when your vehicle is unattended. If it's not visible, it's less likely to attract unwanted attention.
These simple preventative steps can go a long way in protecting your valuable work vehicles and prevent the loss of equipment, tools, inventory, or even business productivity.
Commercial Auto Protection
Commercial auto insurance is a vital tool for protecting your Texas business from losses and damages related to vehicle theft. Great commercial auto coverage can help cover your business if you're impacted in these ways:
1. Theft coverage: Most commercial auto insurance policies offer coverage for theft, meaning that if your vehicle is stolen, you won't be negatively impacted by a financial burden. Any reimbursement due for the value of your stolen vehicle will help your business make a faster recovery.
2. Property damage: If your stolen business vehicle is recovered but damaged, commercial auto insurance can cover the cost of repairs. This can minimize your downtime and prevent your business from having to pay for repairs out of pocket.
3. Liability coverage: Commercial auto insurance also provides liability coverage, which protects you if your stolen vehicle causes damage to someone else's property or injures someone. Accidents can happen, even when your vehicle is in the wrong hands, but with liability coverage, you won't have to worry about the financial fallout.
Aegis Offers Great Business Protection
Commercial insurance can't prevent damages and losses, but it's an essential safety net that can make a world of difference when you need it most. Protect your business and your peace of mind by investing in comprehensive Commercial Auto Insurance from Aegis Insurance & Financial Services.
Contact us today to learn more about our Commercial Auto Insurance options and how you can bundle your business policies together to maximize your savings and coverage. Reach out today to speak with our Commercial Insurance agents or fill out our online form to request a free quote!