Lightning strikes can be a real headache when it comes to protecting your commercial property. We all know how crazy the weather can get in Texas, and lightning strikes can wreak havoc on your business.
In this blog post, we're going to talk about a few things you can do to safeguard your commercial property from lightning damage, and the insurance policies from Aegis that can help.
Lightning Prevention Systems
Investing in a lightning prevention system can be a game-changer for your commercial property. These systems use lightning rods and conductors to attract lightning strikes and guide them safely into the ground, away from your building.
By providing a designated path for lightning to follow, you can minimize the risk of direct strikes to your property and reduce potential damage. This is especially important if your business contains a lot of expensive tools, equipment, or merchandise like a retail store.
Surge Protection for Electrical Components
Lightning strikes can send powerful surges of electricity through the electrical grid, and if your commercial property gets hit, it can cause serious damage to your electrical equipment. To safeguard against this, make sure you have surge protectors installed.
These devices help by absorbing excess electrical energy to prevent it from frying your valuable electronics. You can install surge protectors at the main electrical panel and also use individual surge protectors for sensitive equipment like computers, servers, and other important machinery or appliances.
Business Interruption Insurance
Even with all the precautions in the world, lightning strikes can still lead to unexpected downtime for your business. That's where Business Interruption Insurance can help.
This type of insurance provides coverage for income lost during the period when your business is unable to operate due to lightning damage or other covered perils. It can help you cover expenses, pay your employees, and keep your business afloat while you recover and get back on track.
Protect Your Business with Coverage from Aegis
Protecting your commercial property from lightning damage requires a proactive approach. By implementing lightning prevention systems, installing surge protectors, and having business interruption insurance, you can significantly reduce the risk of lightning-related headaches.
Aegis Insurance & Financial Services can also help by providing the commercial insurance policies your business needs in case disaster strikes, such as Commercial Property Insurance or Business Interruption Insurance.
Contact our Commercial Insurance team at 713-850-7622 to learn more about our full range of business insurance policies, and how we can create a policy portfolio that meets your unique business needs. You can also fill out our online form to request a free quote today!