Homeowners, renters and business owners can prepare for disasters or catastrophic events in a wide variety of ways. Preparations might include buying fire extinguishers for a home, trimming trees to reduce property damage during severe weather, or installing security cameras in a business to deter thieves. One of the most destructive and unexpected disasters that can impact a homeowner, renter or business owner is a lightning strike.
Although there's no real way to protect property from lightning damage, people can get financial protection through quality insurance coverage to minimize its financial impact. Property owners should understand the impact lightning strikes have on a property, and the damage they can quickly cause, to ensure they are properly insured for the value of their assets. Property owners, business owners and renters need to make sure their assets are well protected through insurance coverage since replacement and repair costs can be substantial.
Lightning Severely Damages Structures
Lightning bolts can quickly start fires, whether in a home, apartment or business structure, by igniting wood, insulation, roofs, or siding. The sudden and intense burst of electricity can also cause electrical fires in the wiring, leading to an escalating and dangerous situation for those inside or near the property. A homeowner in The Woodlands outside of Houston recently discovered how much damage a single bolt of lightning could cause when his home was struck during a storm.
Say Goodbye To Your Electronics
A single bolt of lightning can instantly destroy most electronic components in a household or office building, such as computers, alarm system, specialized machinery, appliances and other electronics. These items are expensive to replace, and they can also lead to the additional loss of valuable data, such as personal photos or financial records, or even lost revenue from destroyed company files or data.
Outdoor Property Damage Can Be Just As Costly
In addition to damaging property structures and electronic assets, lightning can also cause severe damage to outdoor property such as vehicles, fences, costly lawn equipment, and valuable trees. Even if lightning just strikes the ground, irrigation systems can be destroyed due to the electrical surge in the irrigation system components, leading to costly repairs or even replacement.
We cannot always prevent damage from Mother Nature, but we can take proactive steps to reduce the financial impact from unexpected events such as lightning strikes. Aegis is ready to help Houston area homeowners, renters and business owners by providing reliable, affordable, and quality insurance solutions for their unique needs. Aegis offers customized insurance policies for Homeowners Insurance, Auto, Business Coverage, and Life Insurance, all handled by our friendly and knowledgeable insurance agents. Contact Aegis today at 713-850-7622 for more information, or go online to request a free quote today!