For business owners, the different types of commercial insurance policies and insurance terminology can be daunting. Since there is no standard guideline on how to insure a business or protect company assets, some business owners may find themselves either getting the wrong type of insurance, or overlook crucial forms of commercial insurance because of confusion regarding the coverage, exclusions, and regulations of the policy.

Growing businesses often come with growing pains, as owners usually need additional revenue, labor, equipment, inventory, and vehicles in order to meet customer needs and complete daily activities. As businesses expand, they may need to transition from using a single company vehicle or personal vehicle for business to company fleet vehicles to complete service calls and deliveries. Purchasing or leasing fleet vehicles is an important investment for any business owner, so it's important to protect fleet vehicles as well as the employees using them.

Over the last three decades, the percentage of American couples living together before marriage has risen over 70%. Unfortunately, some cohabitating couples may find themselves in a dire financial situation if they do not have comprehensive insurance coverage that protects them and their property in the event of a disaster. The legal benefits and insurance coverage options available to married couples do not often apply to unmarried couples living together or sharing property.

A large number of Houston area businesses, offices, and schools have found themselves victims of a theft growing in popularity among criminals, which is stealing valuable metals. Thieves will often strike at night and make off with copper and aluminum components from air conditioning units, manufacturing plants, or construction sites to sell to scrap metal recyclers. Metal thieves can cause thousands of dollars in damages, repair costs, and property and inventory loss for property owners, as well as revenue losses while repairs are made.