For many people, their largest and most important financial asset is their home, so protecting it involves more than just installing a security system or a sturdy set of door locks. Good home protection starts with having quality, comprehensive Homeowners Insurance that can protect against a wide range of risks and losses, including fire, burglary, vandalism, water damage, accidents, and weather disasters.

In a very short period of time, Hurricane Nicholas developed from a line of tropical rainclouds into a category 1 hurricane that hit the Texas coast this week. While the flood and wind damages were not as significant as with past hurricanes, it still left behind flooded properties, toppled structures, and large power outages across the coast.

Some of most successful businesses started off small, whether in home offices, garages, through online shops, food trucks, or farmer's markets. Over time a humble startup can grow and expand to brick-and-mortar locations, and with that growth comes important financial changes and decisions. In today's Aegis blog post, we look at some of the insurance changes that arise when your business expands into a brick-and-mortar location, and how Aegis can help navigate those changes.

Businesses are already looking ahead towards the summer as a time of growth and increased foot traffic, but it's also important to remember that we're also nearing the start of hurricane season. With tens of thousands of businesses across Texas and the Gulf Coast, it's essential to make preparations now to ensure your business faces minimal impact from any possible hurricanes, tropical storms, or heavy flooding in our region. Today's Aegis blog post focuses on some ways companies can better protect themselves before the start of hurricane season.

This past year has seen a large number of changes in our global and local economies, but few have been more surprising than the explosion of the housing market. The number of available homes currently on the real estate market has plummeted to record lows as people are snatching up new construction homes, preexisting homes, and fixer-uppers in record numbers across Texas. However, a purchase as important as a new home requires significant research and time to evaluate risk factors.

Residents in Texas are used to dealing with common weather events in their region. For those close to the Gulf Coast, hurricanes and flooding are big concerns, while in north Texas, snow and tornadoes are a greater concern. However, in recent years Texans have begun to experience a wider variety and intensity of severe weather storms and disasters, making the entire state more vulnerable to damages and losses.

As Texans know, Mother Nature never lets up, so our state sees a wide range of weather-related disasters and catastrophic events such as tornadoes, severe lightning storms, hurricanes, and especially flash floods. While we can't protect our homes and property from all of these natural disasters, we can have the financial protection in place to minimize our losses and help speed up our recovery when they do strike. In today's Aegis blog post, we look at three reasons to always have Flood Insurance for your home and property.

For businesses along the Gulf Coast, June 1 marked the start of another important time period – the start of hurricane season. From June 1 through November 30, companies across the region must stay aware of weather conditions in the tropics in the event serious weather threatens the coast. In today's Aegis blog, we discuss how you can best prepare your commercial property for the start of hurricane season.

Severe storms and weather disasters can strike at any time, as Nashville area businesses learned this week when tornados stuck several major commercial areas. For restaurants, retailers, gas stations, and other businesses, there might not be much time to prepare as bad weather approaches, so it's important to develop safety plans to implement when severe weather arrives for the protection of employees and customers. Our Aegis blog post today offers some suggestions of how to make your business safer during inclement weather.

Thriving businesses can be slowed down or even shut down temporarily when a catastrophic event impacts their business property or daily operations. While some companies wisely have commercial insurance coverage to protect against such losses or damages, other companies take the risk of relying far more on commercial or emergency loans to help cover repairs or replacement costs.