Thieves have gotten smarter and more industrious in finding ways to steal from businesses across the country. Whether it's stealing raw materials like copper, expensive equipment such as computers and tools, or hacking into computer networks or financial records, thieves are always looking for an easy way to quickly steal as much as they can.

Contractors perform some of the most important work for homeowners and businesses, handling repairs, installations, upgrades, and maintenance that require the skill, certification, and expertise of a professional. Even with years of experience and hundreds of satisfied customers, a contractor can still face risks on the job, which is why having quality commercial insurance tailored for the contractor industry is crucial.

We live in a digital age, meaning that technology impacts all facets of our lives, including personal banking, shopping, communication, and especially the business world. Millions of businesses around the world rely on technology to produce products, promote and sell services, reach customers, and secure sensitive company, financial, and customer data.

The United States is home to some of the best dining cities in the world, offering dazzling arrays of diverse cuisines and inventive dishes. From small, rustic cafes to opulent, breathtaking dining rooms, chefs and owners strive to grow their restaurants and establish a place in their local dining scene. Unfortunately, there can be obstacles to a restaurant's growth and success, but having the right kind of commercial insurance protection can help restaurants and cafes weather any kind of storm.

Changes happen in all facets of business, whether it's expanding your company, buying equipment, hiring or firing employees, relocating, or making other important business decisions. Although many of these changes can impact commercial lines of insurance coverage, it can be hard to know when these changes mean cancelling or simply adjusting current insurance coverage. In today's blog post, we'll detail how consumers can know whether they should adjust their coverage, or if the policy should be canceled altogether.

Contracts are a part of life for businesses, regardless of their size or industry. They may range from the simple, short-term contract to the complex and long-term contracts. However, some contracts require a bit more coverage and protection because of the assets, risks, and contract requirements involved. For these reasons, some contracts may require companies to secure additional commercial insurance coverage.

Over time, businesses can accumulate a large inventory of assets, including basic office supplies, tools, specialized machinery and equipment, computers and electronics, and even company vehicles and raw materials.

Compared with other areas of the country, Houston has long enjoyed a strong and growing economy due to the diversity of our industries and business-friendly tax laws. Because of our robust economic growth, businesses must compete even more with their competitors to gain an edge and win a larger share of their market. One way that businesses can stay ahead of their competitors is by a full range of quality commercial insurance.

During the holiday season, many businesses such as retail stores, restaurants, delis, and bakeries depend on temporary workers to help handle the barrage of additional customers and sales. Although they offer relief to swamped business owners, temporary workers can also create potential liability issues when they are not properly trained in all areas of safety and business operations.

The needs of a business can change dramatically as the business grows, adds services, and makes improvements. Over time, these changes can impact a company's liability risk and commercial insurance coverage. Unfortunately, some business owners do not realize that some company changes warrant the need for updating coverage amounts and policy protections. In today's blog post, we look at three common changes that make updating commercial coverage necessary.