September is National Preparedness Month, which is recognized each year to encourage disaster and emergency planning for individuals and families. Too often people are left unprepared when disaster strikes, and a lack of early preparation typically results in a longer and more difficult recovery period. In today's Aegis blog post, we look at three areas of preparation everyone should evaluate and discuss.
When disaster strikes, it is important for individuals and families to have a safety plan in place for the safety of everyone in the home. For example, parents should discuss with their children what to do in the event of a disaster and where they should meet up if separated. Additionally, individuals and families should plan out where to safely shelter if a flood or tornado suddenly impacts the home. Individuals and families can make these plans for themselves, but may also include elderly parents or other vulnerable relatives who may need extra help. These proactive steps can help save lives and prevent potential injuries or accidents.
In addition to making plans for the personal safety of family members, it's also critical to make emergency plans for how you will safely survive a possible disaster or catastrophic weather event. For example, families should plan out potential evacuation routes in the event of a hurricane, as well as making survival kits if evacuations are not possible. Any residence that could be impacted by a hurricane or other severe tropical weather should have ample water, non perishable food, first aid gear, batteries, and generator on hand in the event of electrical, water, or gas utility disruptions.
The final piece of emergency preparedness for families involves having a sound financial plan in place if a disaster strikes. Individuals and families should first ensure that they have proper insurance coverage in place, including Homeowners Insurance, Flood Insurance, and Life Insurance. In addition, homeowners or renters should also ensure that their most important financial documents (as well as personal documents) are stored safely in a fireproof and waterproof safe, as well as having digital copies stored offsite for remote access.
During National Preparedness Month, take time to prepare for possible disasters or major weather events so that you and your loved ones are safe and secure. Aegis Insurance & Financial Services takes pride in helping to protect individuals and families across the Gulf Coast through comprehensive, top quality Personal Insurance policies offered at competitive rates. Contact the Aegis office today at 713-850-7622 for more information, or fill out our online form to request a free quote!