As many homeowners can attest, purchasing a home is no simple and easy task. The home buying process involves stacks of paperwork with a real estate agent and mortgage company, home inspections, coordinating with the movers, setting up utilities and services, and then unpacking and settling in. In the rush and chaos of moving, many homeowners make the mistake of not getting proper protection for their new home after they move in. Too often, homeowners opt to just have basic Homeowners Insurance, and leave themselves and their home unprotected from many other kinds of major disasters that can damage homes or property. Many homeowners, particularly first-time homebuyers, do not realize that basic Homeowners Insurance does not adequately cover their home or possessions from certain kinds of weather or other disasters such as flood damage or accidents on your property.
To ensure complete protection from weather related disasters or other catastrophic events that can occur on your property, it essential to have a full range of insurance coverage that offers total protection for your home, your possessions, and your family. The first piece of additional insurance to consider is Flood Insurance. For many in the greater Houston area, floods are a common problem because of the city's low elevation and proximity to hurricane-strength weather systems. Flood Insurance offers protection against losses caused by storm surges, heavy and sustained rainfall, and blocked storm drains, allowing homeowners to quickly recover and replace their damaged possessions.
Next, another important insurance policy to add to your insurance portfolio is Personal Umbrella Insurance. Homeowners Insurance offers protection for property damage and legal liability for incidents that occur on your property, but there are limitations to the coverage amounts. However, Personal Umbrella Insurance adds an extra form of protection from damages that extend past the standard liability limits of Homeowners or Auto Insurance. If a serious accident occurs on your property, resulting in a substantial lawsuit against you, Personal Umbrella Insurance can help protect your wages, home, investments and other possessions from liquidation to cover any outstanding judgment amounts.
It's important to ensure that your house, your family and your possessions are all well protected during any kind of major event. Let Aegis help you get the comprehensive insurance protection you need for the future. Aegis is a Houston-based insurance agency specializing in insurance solutions for individuals, families and businesses, offering a wide range of insurance coverage policies. The friendly and knowledgeable insurance agents of Aegis can help create a customized insurance package for your life, home, automobile, motorcycle, RV, personal watercraft, or business needs. By allowing Aegis to handle all your insurance needs, they can also provide you substantial annual savings by offering multi-policy discounts.
Call Aegis today at 713-850-7622 for more information, email our friendly agents at info@insurtexas.com, or request a quote online.