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Written by Adam Miller
Quality insurance coverage from InsurTexas will help protect you, your loved ones and your assets from the aftermath of icy weather.

Houston recently experienced another blast of icy weather, leaving many trees covered in ice, and thousands of homes and businesses without power. Although the city escaped with minor damage, the effects of the icy weather can be lasting and financially devastating for businesses and homeowners. However, there are important proactive steps property owners can take now to ensure their personal safety and assets are well protected even after icy weather.

First, many homeowners and business owners enjoy the benefits of beautiful mature trees on their property, but may be unaware that the icy precipitation and wind gusts have left many trees with broken limbs and hanging branches. As they decay, these dangling branches can easily break off and cause injury to property owners, other people, or nearby property. A falling limb can cause thousands of dollars in repair or replacement costs in auto damage, home damage, motorcycle damage, business damage, or personal liability costs if a visitor is hurt on your property. However, a proactive step to eliminate this threat would be to have all the trees on your residential or commercial property inspected by a professional tree service company so any broken limbs can be safely removed.

Additionally, property owners can take the proactive step of having their roofs inspected to ensure there is not any damage caused by limbs or branches that may have fallen during the icy weather. Fallen limbs or branches can lead to cracks or damage to roof shingles, causing leaks and signifant water damage. A single leak of rainwater can cause significant damage to the home's interior, including appliances, furniture, art, electronics and other valuable possessions. The cost of repairing the home and replacing damaged possessions far outweighs the cost of having a roof inspected and repaired.

Finally, homeowners and business owners can take the proactive step of ensuring they and their assets are fully protected from other kinds of disasters through proper insurance coverage. Even if property owners take proactive steps to remove dangerous hanging limbs from their own property, falling branches from roadside trees could still cause substantial damage to vehicles. Also, quality business insurance coverage protection will help business owners recover if tree limbs from an adjacent property damage their retail or office space.

Whether you're a homeowner or business owner, it's important to take proactive steps to ensure your own personal safety, as well as the safety of your loved ones and the protection of your assets. It's essential to have quality insurance protection in place to protect from any kind of disaster. Aegis, a Houston-based insurance agency, offers homeowners coverage, renters insurance and business protection with a full range of high-quality, affordable insurance solutions. The friendly and experienced insurance agents at Aegis can help create customized insurance solutions for Homeowners, Auto, Life, and Business Insurance coverage. In addition, customers can save hundreds in annual premiums by bundling insurance policies together. Contact Aegis at 713-850-7622 for more information, or go online for a free quote today.

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