If you own a retail shop or restaurant, chances are you've got a vehicle (or a few) that help keep things moving, whether it's for deliveries, catering, getting supplies, or even running errands. Those cars, vans, or trucks are a big part of your business, and just like your storefront or kitchen, they need the right care and protection.
Accidents, breakdowns, or liability claims can throw a wrench in your day, but with some smart safety habits and the right insurance, you can keep your business rolling without missing a beat. Discover auto and fleet safety tips that can keep your business running smoothly, and why Aegis Insurance & Financial Services is right for your Commercial Auto Insurance needs.
Hire and Train Safe Drivers
Your company drivers represent your business each time they get behind the wheel. Make sure you're hiring workers with clean driving records and give them a quick rundown on safe driving, including avoiding distractions, defensive driving, and always buckling up.
Establishing clear rules about phone use, speeding, and long shifts can also go a long way in keeping everyone safe. When you have safer drivers, your business and its reputation are also safer, too.
Stay on Top of Maintenance
A vehicle that's in good shape is less likely to let you down. Build a simple maintenance schedule, such as oil changes, tire checks, brakes, and other basic maintenance.
Regular service for your delivery or fleet vehicles will save you from sudden breakdowns during a lunch rush or delivery run, plus it keeps your vehicles running longer and more cost-effectively.
Put Tech to Work for You
Technology isn't just for big fleets anymore. GPS trackers, dash cams, and telematics systems can help you monitor how your vehicles are being used and spot potential safety issues.
As an added bonus, your business may qualify for insurance discounts when you use these tools, so it's a great way to save money while keeping everyone safer.
Know Why Commercial Auto Insurance Matters
Here's something many retailers and restaurant owners discover too late: that a personal auto policy usually doesn't cover business use. That means if an accident happens during a delivery or supply run, your business could be left footing the bill.
Commercial Auto Insurance is designed to cover liability, physical damage, and even medical costs tied to your business vehicles. For restaurants and retailers, it's not just a nice option to consider, but is a must-have policy to include in your Commercial Insurance portfolio.
Keep Your Wheels (and Your Business) Moving
Your vehicles are an extension of your business, so it's essential to take care of them, train your drivers well, and have the right insurance in place to keep things running smoothly and stress-free.
If you want to make sure your business is covered the right way, give Aegis Insurance & Financial Services a call at 713-850-7622. We'll help you find Commercial Auto coverage that fits your needs and keeps your business moving forward.