The busy holiday season can mean that your commercial cars, service trucks, and delivery vans are seeing a lot more mileage than usual, which also means extra risk to your business. Whether your business needs to deliver catering orders, make service calls, or pick up more inventory, your vehicles should be safe and protected during this hectic time of year.

In today's blog post, learn some of the additional risks your business vehicles might face this holiday season, and how Commercial Auto Insurance can help protect your vehicles and your business. Also discover why your business needs to partner with Aegis Insurance & Financial Services for exceptional Commercial Auto coverage.

Increased Holiday Risks

If your business depends on commercial trucks or vans for daily operations, then during the holidays you may face these increased risks:

More Road Traffic – With many more cars and trucks on the road during the holidays, your chances of being in an accident go way up, especially on busy freeways and near large shopping centers. Whether it's a fender bender in a parking lot or a sudden crash on the interstate, your business vehicles face a greater risk of damage or accidents.

Bad Weather Conditions – Although Texas doesn't usually see heavy snowfall, we do get rainy and icy winter weather that makes deliveries and business drives a nightmare. With bad weather comes a greater chance for hydroplaning, skids, or sudden stops that cause vehicle damage.

Higher Risk of Theft – Thieves strike most during the holidays, and they'll be ready to search your company vehicles for tools and merchandise, or to steal the vehicle itself. If you lose your service truck or valuable tools and inventory, it could wreak havoc on your business operations.

With these risks in mind, your business can take proactive steps to protect your company cars, trucks, and vans through the holiday season and beyond.

How Commercial Auto Coverage Helps

Commercial Auto Insurance is a great way to ensure your business vehicles are always protected against costly damages and losses. With a comprehensive policy in place, your business can have financial help when it's needed most.

Your Auto policy can help your business in these key ways:

Collision Coverage – If your service truck hits a pole, or your delivery van is totaled in a wreck, your Collision coverage can help cover the cost of repairing or replacing your vehicle. This protection is essential if you rely on your company vehicles on a daily basis, but don't have the cash on hand to pay for repairs or a replacement out of pocket.

Property Protection – If thieves take off with your delivery van or steal tools and equipment from your service truck, your Commercial Auto coverage can reimburse your business or cover replacement costs. This can help your business make a faster recovery with minimal downtime.

Weather Damages – Sometimes what damages your company car or service van isn't an accident or other driver, but Mother Nature. When your business truck, car, or van is damaged by hail or fire, a comprehensive policy can cover these damages and repair costs.

No matter what impacts your commercial vehicles, having the right type of auto coverage is vital to making sure your business can make a quick and full recovery.

Call Aegis Today to Get Started

If you're considering adding service vehicles or delivery vans to your business, or if you need a better Commercial Auto policy with more coverage and protection, contact Aegis Insurance & Financial Services. We have extensive experience providing effective, strategic Commercial Auto policies that support your business and protect what matters most, all at competitive rates.

Contact our office today at 713-850-7622 to speak with our Commercial Insurance agents, or fill out our online form to request a free quote!