Hurricane season can be an anxious time for Texas homeowners, with many remembering the impact of recent storms like Hurricane Harvey or Hurricane Ike. Although you can't fully shield your home from the impact of a major storm or hurricane, you can take preventative steps now to reduce damages and make sure you and your loved ones have what you need to ride out any kind of major disaster.

In today's blog post, learn four proactive tasks every homeowner needs to complete to minimize potential damages and keep your family safer. Also discover why so many homeowners trust Aegis Insurance & Financial Services for their Homeowners Insurance needs.

1. Inspect Your Roof

Your roof is your home's first line of defense against the elements. It's crucial to ensure it's in top condition before a storm hits, so make sure to check off the following:

• Inspect for Damage: Look for cracked, curled, or missing shingles. Even one damaged shingle can lead to significant leaks during a hurricane or heavy storm.
• Fix Issues Promptly: If you find any damage, repair or replace the shingles immediately. Consider hiring a professional for a thorough inspection and repair to ensure your roof is secure.
• Check Your Gutters: Ensure your gutters and downspouts are securely fastened to handle heavy rain, and that they're clean from debris or dirt. Blocked gutters can cause water to not drain properly, putting your home at risk for damage.

A stable and well-maintained roof will go a long way in helping prevent leaks and expensive property damage.

2. Prune Back Overgrown Trees

Trees add beauty and shade to your property, but overgrown branches can be hazardous during hurricanes or wind storms. Follow these tips:

• Trim Branches: Cut back any branches that hang over your house, garage, or power lines. This lowers the risk of limbs hitting your house, windows, or doors if they break off during a storm.
• Remove Dead Trees: Dead or diseased trees are more likely to be uprooted during a hurricane, posing a significant threat to your home or fence. Have a tree professional remove the tree and take away all tree debris for a clear yard.
• Secure Loose Items: Remove or secure any outdoor items that could become projectiles during strong winds, like potted plants, patio furniture, or outside décor.

With preventative tree maintenance, you help protect both your home as well as neighboring properties that could also be impacted by fallen tree debris. This will help you avoid potential liability issues from your trees causing expensive damage to neighboring homes.

3. Stock Up on Basic Supplies

Having essential supplies on hand can make a big difference during and after a hurricane. A strong storm can disrupt access to electricity, clean water, and utilities for days, so a well-stocked emergency kit can be a life-saver for you and your loved ones.

Stock up on supplies including:

• Non-Perishable Food: Have enough nonperishable food to last at least three days, ideally items that don't require cooking or refrigeration. Also include food and supplies for your pets and any infants or toddlers.
• Water: Store at least one gallon of water per person per day for at least three days.
• Batteries and Chargers: Hurricanes often cause power outages, so have plenty of batteries for flashlights or electric lanterns. Also consider having portable power banks for charging cell phones.
• First Aid Kit: A good first-aid kit should include bandages, antiseptics, prescription medications, and other basic medical supplies.
• Other Essentials: Have extra cash on hand for emergency purchases, keep important documents in a waterproof container, and consider a batter-operated radio for news alerts.

Gathering basic supplies well before a storm arrives can ensure you and your family will have everything you need to ride out a hurricane without facing last-minute crowds at the store.

4. Review Your Homeowners Insurance Policy

Before hurricane season hits, it's crucial to review your Homeowners Insurance policy to ensure you're adequately covered:

• Understand Your Coverage: Know what your policy covers and identify any gaps or exclusions. Standard Homeowners Insurance policies do not cover flood damage, so consider adding a separate Flood Insurance policy.
• Update Your Policy: Make sure your policy reflects any recent home improvements, additions, or major purchases. This ensures you're fully protected against potential losses.
• Discuss with an Agent: Speak with an insurance agent at Aegis Insurance & Financial Services to review your coverage and make any necessary adjustments. They can help you understand your policy and recommend additional coverage if needed.

By taking the time to fully understand the terms of your Homeowners coverage, you can have peace of mind that your home and personal property will be fully protected if disaster strikes.

Partner With Aegis to Protect Your Home This Hurricane Season

Hurricane season is unpredictable, but regular maintenance and preparation can save you money, reduce stress, and protect your family. Don't wait until a storm is almost here – start your preparations now.

Contact Aegis Insurance & Financial Services today at 713-850-7622 to discuss how you can better protect your home this hurricane season. Our experts are here to help you review and update your Homeowners Insurance policy, ensuring you have the coverage you need to weather any storm.

As a Texas-based insurance agency, we understand the risks Texas homeowners face every year, whether from hurricanes, tornadoes, hail damage, winter storms, brushfires, and other major weather events. Our Personal Insurance agents take the time to understand your insurance goals and needs, and can create customized insurance solutions that protect your property and fit your budget.

Contact our office today to speak with an agent, or fill out our online form to request a free quote. We look forward to helping you protect what matters most.