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Written by Adam Miller
Don't Get Soaked: Why Your Business Needs Flood Insurance

Running a successful business requires a lot of important steps, like developing a great service or product, finding new ways to expand your customer base, and managing your finances for long-term stability. However, it also involves knowing your risks and planning well to minimize your exposure to them.

In Texas, there's always a risk of flash floods or water damage from hurricanes or other tropical storms, so your business should always be one step ahead by having quality Flood Insurance in place. Learn why your business needs this type of coverage no matter where you're located, and why Aegis Insurance & Financial Services is the insurance partner your business needs.

The Truth About Flood Risks

As a small business owner, you might think you're totally safe from flooding concerns if you're nowhere near a river, ocean, or lake. But the truth is that floods can happen anywhere, and even a simple drainage issue can turn your office or retail store into an unintentional water park.

Flash floods can quickly overwhelm even the best street and property drainage, and make your business vulnerable to rising rainwater that has no place to go. Relying on flood plan maps can create a false sense of security, since many of the recent flooding events in Texas have been at historic and unprecedented levels.

The bottom line is that if your business is located on the ground floor, you face some risk of flood damage to your business building, commercial vehicles, and all the company assets inside. The key is being ready with Flood Insurance if disaster strikes.

What Can an Inch of Water Do?

As many Texas business owners learned during recent floods, even an inch of water can cause serious damage to your commercial property. Dirty flood water can ruin your inventory, destroy tools and equipment, damage your flooring and walls, and also force a lengthy shutdown of your business while you make repairs. How do you cover those losses?

Too many businesses assume that property damage caused by floodwater is covered by standard Commercial Property Insurance, only to discover too late that flood damage is excluded from their policy. Unless you have a specific Flood Insurance policy, your business will have to pay out-of-pocket to repair and replace everything lost and damaged by flood water.

Why Wait? Secure Your Business Against Floods Today

Instead of waiting until stormy weather hits or hurricane-level rainfall arrives on the shore, you need to act now to protect the business you've worked hard to build. Getting Flood Insurance isn't about being paranoid - it's about being smart.

The typical Flood Insurance policy takes at least 30 days to take effect, so it's wise to secure Flood Insurance now before the arrival of springtime storms or hurricane season. Flood Insurance should be a key part of your Commercial Insurance portfolio to ensure your business has the financial resources to make a full and quick recovery.

Protect Your Business with Aegis Insurance & Financial Services

At Aegis Insurance & Financial Services, we take pride in helping businesses thrive. We know that floods can impact businesses at any time and in any location, so we offer Flood Insurance coverage tailored to your business needs.

Contact us at 713-850-7622 to learn more about how Flood Insurance can work to protect your business, or fill out our online form to request a free quote. Don't wait – act today!

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