When a business is forced to close due to severe weather disasters, major repairs, utility outages, or other disruptions, it can cause significant revenue and customer losses. For example, the Federal Emergency Management Agency (FEMA) reports that nearly fifty percent of businesses are unable to reopen after a catastrophic event. The key to minimizing business closures after a major disaster is early preparation, and this starts with developing an effective Business Interruption Plan.

Winter Storm Jonas recently hit a large section of the United States, causing record levels of snowfall, flooding, utility outages and property damages across the East Coast.  Although Texas was spared from any severe winter storm conditions this time, the reality is that major weather events or disasters can strike our area at any time, throughout the year.  When this occurs, businesses of all sizes and industries are forced to shut down for a period of time due to road closures, power outages, flooding, and other major commercial property damages

Owning your own business comes with a bounty of rewards and advantages, but it can also come with a high level of risk, particularly if you have employees on your worksite. Regardless of the industry and levels of training, employees can and do get hurt on the job every day, creating serious liability issues for employers. Workers Compensation insurance makes payments to injured employees for lost wages and medical expenses related to workplace injuries, while also shielding employers from both covering these expenses out of pocket and costly lawsuits.

Compared with other areas of the country, Houston has long enjoyed a strong and growing economy due to the diversity of our industries and business-friendly tax laws. Because of our robust economic growth, businesses must compete even more with their competitors to gain an edge and win a larger share of their market. One way that businesses can stay ahead of their competitors is by a full range of quality commercial insurance.