For business owners, having Commercial Insurance coverage is an important part of running a business since it offers financial protection and peace of mind in case disaster strikes. Unfortunately, not all business owners make wise decisions when it comes to what kind of policies are needed and how much coverage is needed. As a result, they could find themselves in a major financial bind when they do need to make a claim and discover they don't have the right kind of coverage needed.

As businesses approach the busy holiday season, it can become a stressful time for business owners as they prepare to host holiday parties, welcome an increase in shoppers, and offer a larger amount of merchandise and holiday specials. An important investment for many business owners is the hiring of professional security teams or off-duty police officers to monitor the property and provide extra security during a hectic time.

With businesses facing all types of labor and supplier challenges right now, the last thing companies need is dealing with property damage or losses due to thieves and vandals. A single act of theft or property damage can cause thousands of dollars in repairs, or cause business operations to slow down. Some businesses might not even realize that they have made themselves an ideal target for criminals looking for an easy score.

Crime is a growing problem across many parts of the state, particularly near businesses and busy retail centers. On an almost daily basis there are news reports of crime occurring at shopping malls, restaurants, banks, and grocery stores, with crimes ranging from robbery, assault, or car burglaries. With companies working around the clock to increase their revenue and deal with labor shortages, the last thing they need is to suffer losses or liability issues because of crime on their commercial property.

Businesses rely on both employees and customers in order to make their business successful, so it's important that both are safe when they're on your commercial property. No employee or customer should ever feel unsafe when they're coming or going from a business, nor should they risk injury walking or driving on a commercial lot. With crime on the rise, it's more important than ever for businesses to take also initiative and work to minimize potential crime on their commercial property.

Some of most successful businesses started off small, whether in home offices, garages, through online shops, food trucks, or farmer's markets. Over time a humble startup can grow and expand to brick-and-mortar locations, and with that growth comes important financial changes and decisions. In today's Aegis blog post, we look at some of the insurance changes that arise when your business expands into a brick-and-mortar location, and how Aegis can help navigate those changes.

After a challenging year, people across the country are venturing out in greater numbers to their favorite restaurants, bars, cafes, coffeeshops, and bakeries. With this larger number of both customers and employees comes the added worry of injuries, accidents, and other liability risks that restaurants must face. In today's Aegis blog post, we discuss ways restaurants and other food service establishments can make their businesses safer for employees and customers alike.

Winter Storm Uri brought catastrophic weather conditions to Texas, causing billions of dollars in damages to buildings across the region. As a result, thousands of property owners needed immediate repairs and contractors for their plumbing, electrical, and construction needs. Unfortunately, some property owners have fallen victim to scam artists and uninsured crews who claim to be professional contractors but end up creating bigger headaches for property owners.

Workers are the cornerstone of any successful business, so it's important that workplaces, offices, and business environments are as safe as possible at all times. When workers are injured on the job, it creates a ripple effect that impacts multiple facets of the company, including productivity, revenue, and liability exposure. To reduce injury in the workplace, companies should strive to identify and eliminate possible risks.

Every business owner dreams of their company taking off and growing by leaps and bounds, whether through a stream of loyal customers, an effective ad campaign, or even a viral video. Unfortunately, not all companies are ready to handle sudden growth, and dropping the ball on an influx of new business could mean disaster later. In today's Aegis blog post, we look at some of the ways sudden business growth can impact a company, and how companies can be better prepared to handle it.