Businesses make plans and preparations all the time – like when to roll out new products or services, what kinds of ads to run, and what should be ordered from suppliers and vendors. But the best laid plans can often get derailed by one sudden problem: a major utility outage.

A lengthy utility outage can quickly disrupt all facets of a company's daily operation, from sales to production to customer service. It can result in substantial losses for business owners, without any financial help from standard Business Insurance policies.

As companies grow over time, business owners might realize it's time for upgrades and expansions as their customer base increases and their commercial property ages. Improvements and additions can add a lot to a building's aesthetic, but these changes may also impact Commercial Insurance as well.

In today's blog post, we'll look at three commercial property upgrades that can impact Business Insurance, and how Aegis Insurance & Financial Services can help ensure companies have the coverage they need.

Restaurants have to be adept at keeping up with constant changes in their industry, either with health regulations, new technology, or recent laws and ordinances. While these changes can impact daily operations, hiring, or efficiency, some can have a broad financial impact, especially with Restaurant Insurance coverage.

Some companies need specific kinds of Commercial Insurance coverage because of the nature of their business and their risk factors. Restaurants have higher liability risks because of the potential for accidents, retailers need to protect merchandise from theft or damages, and both tend to have a larger number of workers. But what about businesses that don't have high customer traffic, a large workforce, or lots of merchandise to protect?

As the economy recovers from the impact of Covid-19, companies are eager to fill open positions but have struggled to recruit and retain good employees. With competition for workers at an all-time high, businesses are eager to do what it takes to fill job openings and return to pre-Covid productivity and staffing levels.

One of the worse problems any company can face is an accident or incident on site that leads to a physical injury. Workplace accidents and injuries can have ripple effects on team members, as well as the reputation of the business, so businesses should always make workplace safety a top priority.

As businesses look ahead to 2022 with optimism and new opportunities for growth, some might wonder what strategic steps they can take to be ready for the new year ahead. The answer for some industries is making improvements and upgrades now so they can be better prepared to handle new customers, fulfill additional orders, protect their business, and support their workforce.

As companies look forward to the start of a new year, many will choose to close out their year by celebrating their employees' hard work with a party during the holidays. While it can be a great way to unwind and relax, it can also open up businesses to potential liability risks for their owners. In today's Aegis blog post, we offer some suggestions for how to celebrate the holidays safely with employees while also reducing potential liability risks.

For business owners, having Commercial Insurance coverage is an important part of running a business since it offers financial protection and peace of mind in case disaster strikes. Unfortunately, not all business owners make wise decisions when it comes to what kind of policies are needed and how much coverage is needed. As a result, they could find themselves in a major financial bind when they do need to make a claim and discover they don't have the right kind of coverage needed.

As businesses approach the busy holiday season, it can become a stressful time for business owners as they prepare to host holiday parties, welcome an increase in shoppers, and offer a larger amount of merchandise and holiday specials. An important investment for many business owners is the hiring of professional security teams or off-duty police officers to monitor the property and provide extra security during a hectic time.