Business owners understand the importance of having quality commercial insurance protection when disaster strikes, whether it's Commercial Property Insurance, General Liability, Workers Compensation, or Commercial Auto. However, one very important type of commercial insurance is often overlooked by many businesses, which is Business Interruption Insurance, also known as Business Income Insurance.

Companies of all sizes and industries need commercial insurance coverage, but determining what policies are needed for your specific business, as well as the correct amounts of coverage for each one can be a daunting task. Thankfully, companies can have comprehensive Business Insurance policies that can meet many of the insurance needs of a business while saving clients time, energy, and money. In today's Aegis blog post, we take an in-depth look at customized Business Insurance options and why companies need it.

If you watch the news or see pictures from around the world, you'll likely notice the growing number of major natural disasters occurring around the country and the world. These include an increased number of hurricanes and floods, wildfires, tornadoes, hailstorms, and droughts than in previous years.

In just the last thirty years, businesses have been completely transformed by technology advances, including the Internet, smartphones, GPS mapping, digital video, and more. While most of these devices and advances have improved our economy and various industries, they can also leave our companies vulnerable if we rely too much on them. Today's Aegis blog post looks at some of the dangers that can come when we depend too much on business technology instead of basic security or common sense.

Although we are just beginning to enjoy springtime weather, many businesses are already thinking ahead towards summer, especially retailers and restaurant owners. Summer can be a peak time for retailers and restaurant owners so many are making plans now for merchandise displays, menu additions, hiring additional help, and marketing and promotions. However, many businesses fail to take proactive steps to make their business safer before the rush of summer business, when there can be an increase in theft and vandalism.

During grade school and college, students are often asked to write research papers or essays on a specific topic or book, and it's usually clear to teachers who did their research and who didn't. Those who take the time to do thorough research typically earn better grades because they have more information and understand the topic better. These same school lessons can apply to us as consumers now, because taking the time to do our research can result in smarter purchases and better investments.

In our competitive economy, businesses need every advantage they can get in order to grow and thrive. An important first step towards achieving long-term company success is recruiting the best possible employees to work for you. However, attracting top tier talent can be difficult when qualified applicants have an abundance of positions and companies to choose from, as they do now.

Companies often rely on specialized equipment, tools, and other technology to perform their daily functions and complete services for customers. After a while, tools, equipment, and technology can get worn out and lose their effectiveness, or worse yet, lead to slowdowns and liability issues for companies. The focus of today's Aegis blog are the various benefits that could result from upgrading or replacing tools, specialized equipment, and business technology.

If you're a small business owner, you understand that there are many responsibilities and roles to juggle in order to keep your company afloat. You might be interviewing candidates for job openings, analyzing monthly financial reports, closing a big sale, communicating with vendors, and resolving client issues all in one day.

Having a successful business depends on having a strong, reliable workforce, but sometimes the workplace can become a hindrance to employee health. For example, if your restaurant or retail space is in an older building or one in need of maintenance, your employees could be getting sick at a higher rate than employees at cleaner or newer facilities. An increase in employee illness can quickly result in a drop in both productivity and profitability.