In the last few years, American consumers have grown increasingly frustrated with large, multinational companies that offer a huge range of services or products, but also have terrible customer service and steep prices. As a result, consumers are flocking to smaller, independent companies that can offer comparable goods and services, but with better customer care […]

Major life changes will often lead individuals or families to update or increase personal insurance coverage. For example, when a couple gets married or welcomes a new child to their family, it can trigger a change in life insurance coverage, estate planning, and beneficiary information. However, there are some life changes that can still impact […]

Individuals and families accumulate assets and valuables over time, but not everyone protects their property in the best way. Often, people can be careless with how they display and store what means most to them, and unknowingly make themselves a target for thieves. In today's blog post, we discuss the importance of locking up assets […]

Of all the crimes that occur across the U.S. each year, credit card and ATM card fraud is one of the fastest growing criminal activities, with millions of victims every year. While it can take a thief literally seconds to steal information and make an unauthorized purchase with a personal or business credit card or […]

Over the last century, the American workforce has both increased and aged as a greater number of workers remain on the job even after reaching retirement age. Some older workers remain active on the job because of improved health and true enjoyment of their jobs, while others need to keep working in order to have […]

Houston is home to thousands of restaurants, cafes, delis, and gourmet dining establishments of all different styles and cuisines. While they may serve vastly different dishes and customer bases, they all face similar challenges. For example, restaurants face higher numbers of business liability claims than some other industries, which can impact their financial health and […]

There is not a job in existence that does not come with some level of risk. Whether a job is indoors or outside, at a desk or behind the wheel, at an entry-level position or in corporate management, workplace accidents can occur. However, some companies do a much worse job than others at mitigating risks […]

Creating and running a successful business is a combination of a great idea, hard work, good employees, and the business property and assets needed for daily operations. However, it's important to protect businesses with quality commercial insurance in the event a catastrophe occurs. A closure of any length of time can spell disaster for companies, […]

Nearly half of all small businesses are likely to experience a commercial property claim in their lifetime, with damages ranging from minor to catastrophic. Without the right kind of insurance protection, commercial property damage can be financially devastating, leading to the loss of customers and revenue and in some cases, total business closure. In today's […]

Workers Compensation Insurance is a cornerstone of many commercial insurance policies, but in the state of Texas, it is only recommended, and not required by state law. To their detriment, some businesses skip having Workers Compensation coverage with the belief that it's unnecessary because they have little to no workplace accidents. The reality is that […]