Homeowners, renters, and business owners are often reminded of the importance of having personal and commercial insurance coverage. However, college students are some of the most vulnerable victims when disaster strikes, and are rarely protected with quality insurance coverage. Sadly, college students have little financial recourse when their possessions are lost or damaged by severe […]

Although handy for home improvement projects and construction jobs, ladders are one of the most dangerous pieces of equipment found in homes and businesses. According to the Center for Disease Control and Prevention, over 43% of fatal falls in the home involve the use of ladders, while in the business world, ladder falls account for […]

Cars and trucks are a vital part of life in Texas, with millions of drivers and businesses relying on vehicles to commute to work, take kids to school, shop, perform service calls, and deliver merchandise and materials. However, these valuable personal and business assets are often the first victims when Mother Nature strikes our area. […]

Cars need repairs and maintenance over time, and car owners have a variety of options for service providers. They can take their vehicles back to their dealership for maintenance and repairs, or take it to a licensed maintenance or repair shop. However, in an attempt to save money, some vehicle owners entrust their personal vehicles […]

Studies have shown that a growing number of Americans reach retirement age and find themselves ill prepared financially for retirement, and they are forced to remain in the workplace for far longer than anticipated. Often, they fail to foresee future living and health expenses and do not save enough, or they make financial mistakes that […]

Employees should expect to feel safe and protected while on the job, but unfortunately worksite accidents and injuries are still far too common in the U.S. Each year, over 3 million workers are injured in some form while at work, whether because of falls, overexertion, electrocutions, being struck by objects, or other causes. Employee injuries […]

When it comes to starting a new business, there are a variety of misconceptions and incorrect theories regarding how best to begin and successfully operate a business. Some business owners might believe that location doesn't really matter, that quality isn't an important issue for customers, and that most business insurance isn't really necessary. In reality, […]

Companies that offer health insurance benefits to their employees will also typically offer life insurance policies to cover employees and their immediate family members. Although employees might believe their employer-provided life insurance policy is sufficient for their needs, the reality is that individuals and families benefit from having a diverse life insurance policy portfolio in […]

Texas is home to thousands of award-winning restaurants, including high-end luxury dining rooms, casual BBQ joints serving food on butcher paper, quaint bistros and cafes, and bustling family restaurants. Regardless of the type, size, and cuisine of a restaurant, there are universal liability issues that exist for all restaurant owners. In part two of our […]

Texas has long been home to some of the most dynamic restaurants and top dining experiences in the nation, offering customers bold flavors, inventive techniques, and stunning plates. Because of our state's stable economy, growing population, and business-friendly environment, restaurateurs continue to flock to Texas to begin their own dining establishments. While owning a restaurant […]